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Netspend Blog

Budgeting

  • 7 Easy Ways to Master Your Money in 2021

    04/08/2021
    It's always a great time to learn how to master your money and take control of your finances. With these seven simple steps, we'll show you how to save and invest more while reducing your expenses so you can work toward achieving your short- and long-term financial goals in 2021. Some of them only take a few minutes to set up.
  • How to Not Overspend on Holiday Gifts

    12/10/2020
    The holiday season is just around the corner. Holidays are a special opportunity to spend time with loved ones while exchanging gifts and creating lasting memories. However, for some people, the holidays are stressful. The financial burdens of traveling to see family and shopping for presents can put an unwelcome strain on their budget. These smart holiday shopping tips will show you how to buy holiday gifts without going over your budget.
  • 5 Principles for Debt Management

    07/31/2019
    All too often, people make the mistake of simply ignoring their debt. This is often due to being unable to pay off large amounts all at once and remaining in what feels like a never-ending cycle of repayment. Instead of hoping for a big windfall from the lotto or the death of a rich uncle you didn't know about, you can start to take control of your debt and start paying it down now. Take some simple steps toward managing your debt and start reducing your stress while also actively working toward a better financial future.
  • Tips for Saving Money Through Couponing

    06/17/2019
    There are plenty of tips out there for saving money, but few of them produce the same kind of immediate savings that you can find with couponing. Coupons instantly reduce the amount you pay at checkout so you spend less on the items you use most. Investing a little time in couponing can produce significant savings. If it has been a while since you clipped coupons in the Sunday paper, here are some tips for saving money that will get you up to speed and help you make the most of couponing.
  • Travel Cheap - How to Budget Travel the Right Way

    02/05/2019
    Traveling can feel like a luxury that is beyond your budget, but there are some travel hacks that will help you get out of town without spending too much. If you are willing to do some research and be flexible with your plans, then you may be able to enjoy a relaxing and rejuvenating trip. Keep reading for tips on how to travel cheap.
  • The First Rule of Making a Personal Budget -- Keep It Simple

    11/20/2018
    As you begin to put together your personal budget and begin the journey toward better financial stability, there will be plenty of advice on where to begin and how to proceed. Sometimes too much information can be a bad thing, especially when you're already feeling overwhelmed by the prospect of finally confronting your spending and savings habits. With all the "rules" out there about the best ways to create a personal budget, there is really only one you need to follow: keep it simple.
  • 4 Ways to Save Money on Everyday Expenses

    10/09/2018
    If your budget is already tight but you need to start paying down some debt or saving money, it can seem impossible to find new places to cut back. Fortunately, there are some ways to save money without feeling like you are sacrificing a certain quality of life or depriving yourself. To help you get started, here are five easy ways to save money on everyday items.
  • Take Control of Your Finances and Get Out of Debt

    09/25/2018
    Sometimes it can feel like debt sneaked up on you, and now you have to deal with what feels like an overwhelming burden. No one wants to stay in debt, but it can be difficult to know where to start so you can take that first step and start building positive momentum. Taking control of your finances so that you can get out of debt will require some behavioral changes and a new perspective on what you value, but it can be done. Here is how you can get started.
  • Money Management: Tips for Creating a Budget

    06/26/2018
    Creating a budget is a vital part of managing your money and meeting your financial goals. If you have a history of not tracking your spending habits, even the idea of creating a budget can be intimidating. The good news is that outlining a budget for yourself can be a straightforward process that will make a big difference in your life. Follow these simple steps to get started.
  • 4 Essential Tips to Help Stretch Your Budget and Make Your Money Go Further

    04/17/2018
    You may not be able to double your income overnight, but you can stretch your budget and work to get the most out of your money. Instead of being a passive consumer, you can advocate for yourself and start to be more conscious about how and where you spend your money. Following these 4 essential tips can help you stretch your budget without feeling like you have to sacrifice every little thing.
  • Significantly Reduce Your Monthly Budget By Using These Common Budgeting Practices

    02/14/2018
    Setting a monthly budget can be one of the first and most important steps to improving your financial well-being and working towards building wealth. However, setting a budget can only do so much if there isn't a lot of money left over after all your bills have been paid. If you want to add more to your savings, then you need to take a closer look at your monthly budget and start putting these common budgeting practices to work for you.