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Enrollment in the Monthly Plan is optional and covers only purchase transaction fees. It does not include ATM fees or any other fees associated with the use and reloading of the Card Account. To qualify for the Reduced Monthly Plan you must receive $500 in payroll or government benefit direct deposits in 1 calendar month. Upon qualifying, discounted fee takes effect on enrolled Cardholder’s next Plan Fee assessment date. Pay-As-You-Go Cardholders must enroll in the Monthly Plan to activate the Reduced Monthly Plan. See the Cardholder Agreement for details.
Who doesn’t like an upgrade? Netspend Premier has the most features, and you’ll save almost 50% on monthly fees!
Upon successful activation and registration of the Card Account, funds on deposit at Pathward, National Association, or Republic Bank & Trust Company; Members FDIC, are insured up to the standard maximum deposit insurance limit. Coverage limit is subject to aggregation of all of Cardholder’s funds held on deposit at Pathward, N.A., or Republic Bank & Trust Company.
To minimize losses, Cardholder must notify Netspend promptly of any loss of the card or compromise of the Card Account. Does not apply to certain prepaid cards, or corporate cards. Certain terms, conditions and exclusions apply. Please see www.mastercard.us/zero-liability.html for more details.
Visa’s Zero Liability policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify their issuing financial institution immediately of any unauthorized use. Contact your issuer for more detail.
You may request up to six (6) active Virtual Accounts for each active Card Account. Virtual Accounts are subject to the same fees, limits, terms, and conditions as your Card Account. See your Cardholder Agreement or Online Account Center for details.
With a Netspend card, there are lots of security features available to you: