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Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. Fraud prevention restrictions may delay availability of funds with or without notice. Early availability of funds requires payor’s support of direct deposit and is subject to the timing of payor’s payment instruction.
Fee may be assessed by reload location and may vary from location to location.
Cashing a check can be such a hassle. Make life more convenient and get your money into your Netspend account quickly, without lifting a finger.
One way is with Direct Deposit, and your paycheck or government benefits can be in your Card Account up to two days faster.
You can add cash or paper checks, too. Skip the line completely and load checks directly from your mobile phone in minutes with Mobile Check Load. Or stop by one of over 130,000+ convenient Reload Locations nationwide to add cash or checks in person.
ATM owner fees may also apply. Cash withdrawals made at ATMs outside the U.S. are subject to foreign currency conversion and payment of a Foreign Transaction fee. See the Cardholder Agreement for details.
Fees for bank transfers are determined by the transferor’s bank and may be charged to the transferor’s bank account by the service provider or originating bank. No cost for online or mobile Account-to-Account transfers between Netspend Cardholders; a $4.95 fee applies to each such transfer conducted through a Netspend Customer Service agent.
You got this. With a Netspend Prepaid Card, you can enjoy the freedom to handle your family finances all from one account.
You can shop anywhere–from stocking up the fridge to topping off the gas tank. Or pay your bills online to help you avoid those surprise or late bills. You can even withdraw cash from ATMs or at the register, and send money directly to family to take care of what matters most.
Netspend does not charge for this service, but your wireless carrier may charge for messages or data.
The $10 Purchase Cushion is not an extension of credit; it is a courtesy exercised at our discretion. Approved purchase transactions may create up to a $10.00 negative balance on your Card Account. Cardholder is responsible for repayment of any negative balance. See the Cardholder Agreement for details.
It can be hard to see where your money went, but with your Netspend Prepaid Card, you can easily keep track of every dime.
You can access your account on-the-go with our Mobile App or at home through the Online Account Center. Or if you just need a quick update, sign up for Anytime Alerts and get text messages for things like when your paycheck is in your account.
Oh, and we know we all get off track occasionally. So, if you’re ever a little short on money, you don’t have to worry. With our Purchase Cushion, we may cover you up to $10 on a purchase. (Available on Netspend Premier Cards, only)
IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information that identifies each person who opens a Card Account. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. We may also ask to see your driver’s license or other identifying information. Card activation and identity verification required before you can use the Card Account. If your identity is partially verified, full use of the Card Account will be restricted, but you may be able to use the Card for in-store purchase transactions. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. Use of Card Account also subject to fraud prevention restrictions at any time, with or without notice. Residents of Vermont are ineligible to open a Card Account.
Ready to bank your way? Order a card now and receive it within 7-10 business days.
Card usage is subject to card activation and identity verification.
Cash back, rewards, and peace of mind all in one card? Yes, yes, and yes.
Order a Card today, and you’ll receive it in the mail within 7-10 business days.