STRETCH. BUILD. ACHIEVE.

Netspend Blog

Build

  • Your Spring Financial Checklist

    05/04/2021
    Scams tend to increase in times of crisis, and the COVID-19 pandemic has been no different. Now, scammers are targeting vulnerable populations with scams related to the COVID-19 vaccine. Consumers are reporting a variety of vaccine-related scams, mostly around scheduling and paying for the vaccine.
  • 7 Easy Ways to Master Your Money in 2021

    04/08/2021
    It's always a great time to learn how to master your money and take control of your finances. With these seven simple steps, we'll show you how to save and invest more while reducing your expenses so you can work toward achieving your short- and long-term financial goals in 2021. Some of them only take a few minutes to set up.
  • Truth or Scam: Protect Yourself from Fraud

    02/24/2021
    A new report released by the Association of Certified Fraud Examiners revealed fraud cases are on the rise. In “November 2020, 79% of respondents said they saw an increase in the overall level of fraud”, which steadily rose throughout 2020. This is thought to be in part due to COVID-19 and the resulting financial hardships that people are facing.
  • 6 Ways to De-stress from Holiday Spending

    02/10/2021
    It's no secret that the holiday period can be one of the most stressful times of the year. If you are shopping for a lot of gifts, food, and holiday décor, all the holiday spending can sometimes even make it feel more stressful than fun.
  • Credit Protection Help During COVID-19

    12/17/2020
    There are several ways your credit score could become damaged during COVID-19. In recent months, many individuals have had to file for unemployment and take on additional debt. They may have even missed payments, or become a victim of identity theft or an unemployment scam. This is why focusing on credit protection is especially important right now.
  • How to Spot and Avoid Unemployment Scams

    09/29/2020
    Over the past few months, millions of people have lost their jobs due to the COVID-19 pandemic. As a result, many Americans are applying for unemployment benefits and are struggling to find work. Sadly, with so many people applying for benefits, unemployment scams are rife and hard to avoid.
  • What You Can Learn if You’ve Been Scammed

    05/14/2020
    Being scammed can feel like having your home invaded. Your trust level goes down, and you are determined not to let it happen again. If you've been a victim of a scam, there are valuable lessons that can be learned. Here are a few examples of what you can do to prevent being scammed in the future:
  • 8 Ways to Help Protect Yourself from Identity Theft and Keep your Information Safe

    12/11/2019
    Identity theft is common. So common, in fact, that according to a poll, 60 million Americans were affected in 2018. To fraudsters, data is a valuable commodity, and your risk of exposure happens every time you connect. In addition to more victims having to pay out of pocket for their losses, a significant number of people do not yet use a more secure internet connection. For example, according to VPN Mentor, only 16% of Americans used VPNs (Virtual Privacy Networks) when connected to the internet, and that’s giving identity thieves precisely the breach they need to access lucrative information. To state it simply, VPNs can keep you safer when connected to networks that aren't your own, like public Wi-Fi.
  • 5 Mistakes to Avoid When Setting Financial Goals

    08/22/2019
    If you've decided that it's time to work on setting goals that will help you achieve more financial balance and financial security, you deserve a hearty pat on the back. It's time to take more control of your finances and start dictating more of your future, but before you're off to the races, take the time to understand what constitutes a reasonable goal that will yield the results you want. Here are five mistakes you should avoid when setting financial goals.
  • 5 Principles for Debt Management

    07/31/2019
    All too often, people make the mistake of simply ignoring their debt. This is often due to being unable to pay off large amounts all at once and remaining in what feels like a never-ending cycle of repayment. Instead of hoping for a big windfall from the lotto or the death of a rich uncle you didn't know about, you can start to take control of your debt and start paying it down now. Take some simple steps toward managing your debt and start reducing your stress while also actively working toward a better financial future.
  • The First Rule of Making a Personal Budget -- Keep It Simple

    11/20/2018
    As you begin to put together your personal budget and begin the journey toward better financial stability, there will be plenty of advice on where to begin and how to proceed. Sometimes too much information can be a bad thing, especially when you're already feeling overwhelmed by the prospect of finally confronting your spending and savings habits. With all the "rules" out there about the best ways to create a personal budget, there is really only one you need to follow: keep it simple.
  • Take Control of Your Finances and Get Out of Debt

    09/25/2018
    Sometimes it can feel like debt sneaked up on you, and now you have to deal with what feels like an overwhelming burden. No one wants to stay in debt, but it can be difficult to know where to start so you can take that first step and start building positive momentum. Taking control of your finances so that you can get out of debt will require some behavioral changes and a new perspective on what you value, but it can be done. Here is how you can get started.
  • Common Debt Management Mistakes People Make and How to Avoid Them

    07/24/2018
    If you’ve decided to improve your debt management skills and want to take the first steps to eliminating debt, there’s always some room for improvement. It's never too late to learn from your mistakes and avoid them going forward. Better yet, you can learn from others' mistakes and avoid making them altogether. Here are a few debt management mistakes people make and solutions to get back on track.
  • Setting Financial Goals: A Guide to What Should be Included

    09/12/2017
    Everyone wants to be able to enjoy financial peace of mind, but achieving that goal can be difficult, especially when it seems like there is always a new financial fire to be put out. A medical bill or unexpected car repair can be enough to put you behind and make achieving financial stability seem like a dream. The key is to set certain goals and continue to work toward them even in the face of setbacks. The big questions then become: what goals should be on your list and how should they be prioritized?