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Netspend Blog

Security

  • Fraud Alert: Watch Out for COVID-19 Vaccine Scams

    04/28/2021
    Scams tend to increase in times of crisis, and the COVID-19 pandemic has been no different. Now, scammers are targeting vulnerable populations with scams related to the COVID-19 vaccine. Consumers are reporting a variety of vaccine-related scams, mostly around scheduling and paying for the vaccine.
  • IRS Scams: Dirty Dozen of Tax Return Fraud for 2021

    03/11/2021
    Each year, the IRS releases a list of the biggest IRS scams to watch out for, called the Dirty Dozen. This year's IRS Dirty Dozen list contains some familiar scams, including phishing and ransomware attacks, which have also been featured on previous lists. Fraudsters have designed increasingly complex scams over the years, so it's important to keep up with the IRS's latest guidance at tax time.
  • How to Spot and Avoid Unemployment Scams

    09/29/2020
    Over the past few months, millions of people have lost their jobs due to the COVID-19 pandemic. As a result, many Americans are applying for unemployment benefits and are struggling to find work. Sadly, with so many people applying for benefits, unemployment scams are rife and hard to avoid.
  • IRS Scams: Dirty Dozen of Tax Return Fraud for 2020

    01/16/2020
    Each year, the IRS releases the Dirty Dozen – a list of the largest tax scams they saw for that year's taxes. The IRS scams list reads like a playbook from the past, with phishing, identity theft, and fake charities making the top 12. These common scams are increasing in complexity, so they require a careful look. In addition to expected appearances, the list is dominated by private, white-collar fraud, including abusive tax shelters, partially-fraudulent business credit applications, and falsified credit claims.
  • 8 Ways to Help Protect Yourself from Identity Theft and Keep your Information Safe

    12/11/2019
    Identity theft is common. So common, in fact, that according to a poll, 60 million Americans were affected in 2018. To fraudsters, data is a valuable commodity, and your risk of exposure happens every time you connect. In addition to more victims having to pay out of pocket for their losses, a significant number of people do not yet use a more secure internet connection. For example, according to VPN Mentor, only 16% of Americans used VPNs (Virtual Privacy Networks) when connected to the internet, and that’s giving identity thieves precisely the breach they need to access lucrative information. To state it simply, VPNs can keep you safer when connected to networks that aren't your own, like public Wi-Fi.
  • Pro Tip: Reduce Your Risk of Fraud with a Virtual Account

    11/22/2019
    In a world where data breaches are all too common, using a Virtual Account can help protect you from fraudulent charges when you shop online or by phone. If you’re familiar with digital wallets, Virtual Accounts are similar in that they use a digital account number. However, they provide an added level of protection because a Virtual Account is temporary and doesn’t use your main Netspend Card Account number. In fact, not only is the 16-digit card number different, so is the expiration date and 3-digit security code.
  • Popular Scams of 2019 & How to Avoid Them

    11/04/2019
    Phishing, Nigerian letter fraud, and ransomware are scamming tactics that have been used for years, but they’re capturing new victims through an ever-increasing degree of sophistication. This year, phishing – an attempt to get your sensitive information through seemingly trustworthy electronic communications – accounted for 90% of all data breaches, having grown by 65% in just 12 months.
  • Common Scams Cardholders Fall For & How to Avoid Them

    06/12/2018
    No matter how many times people are told to never share their personal information, scammers still manage to find new ways to elicit prepaid, debit, and credit card numbers from unsuspecting consumers. It is also easy to assume that you would never fall for one of these scams, but you might be surprised, especially when you are dealing with sophisticated criminals who appeal to your sense of politeness and other social norms. Your best defense is to be aware of what scams are out there and know how to avoid them.
  • Give Yourself the Gift of Secure Shopping

    11/27/2017
    The upcoming holiday season is the busiest time of the year for many people. While we finalize our gift lists, cyber criminals plan their attacks. In 2017, more shoppers are expected to purchase presents online than ever before. Follow the tips below to stay safe while shopping online.
  • How to Avoid Being a Cybercrime Victim

    12/05/2016
    Chances are you know someone who has been a victim of cybercrime or you’ve been one yourself. Almost half of American adults had their personal information exposed by cybercriminals in 2015, according to the Ponemon Institute.
  • How to Protect Your Identity and Avoid Scams

    10/19/2016
    Unfortunately, identity theft is one of the fastest growing crimes in the United States with millions of victims a year according to the Federal Trade Commission (FTC). If you’ve been a victim of identity theft, then you know how frustrating it can be to resolve and reclaim your money.