The Netspend® Better Credit* Visa Card is a card that fits your lifestyle and can help you build your credit. Other secured charge cards lock your
money into a vault for the term of the account. With the Netspend® Better Credit Visa Card , you can withdraw funds from your Secured Deposit
Account (minus any outstanding Netspend® Better Credit Visa Card balance and pending transactions) anytime you need it. You can also
increase your credit limit by transferring funds into your Secured Deposit Account.2
Unlike traditional credit cards, the Netspend® Better Credit Visa Card helps you build credit with no interest. We also don’t check your credit when you apply.1
The Netspend® Better Credit Visa Card is a secured charge card. The money you move into the Secured Deposit Account2 determines the amount you can spend on the Netspend® Better Credit Visa Card. You can also increase your credit limit2 by transferring funds from your Deposit Account into your Secured Deposit Account anytime. If you need access to funds in your Secured Deposit Account, you can transfer funds from your Secured Deposit Account (minus any Netspend® Better Credit Visa Card balance or pending transactions) back into your Deposit Account!
You can also use the money in your Secured Account to pay off your monthly balances if you enroll in Safe Mode to avoid missing your payment due date.5