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Get the Netspend® Prepaid Card1 trusted by millions.

Subject to card activation and ID verification.1

Go beyond banking with the Netspend® All‑Access® Account.2

All the everyday mobile banking features you expect from Netspend, plus a 6.00% Annual Percentage Yield on an optional Savings Account3 and perks4 for using your account.

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Netspend is a financial technology company. Banking services are provided by our bank partners.

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Everyday spending just got a lot easier with a Netspend Prepaid Card.

It’s safer and more secure than using cash, and easy to stay on top of your money with simple to use tools like Spending Tracker and Anytime Alerts.5

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Subject to card activation and ID verification.1

Trusted by 10 million and counting

“The best mobile banking app.”

-Jacob

“Easy to use and I love the way it tracks your spending.”

-Teddy

“I love the fast notifications when activity is detected on my card!” 5

-Kee

“Customer service is great, easy to load and transfer money.” 6

-Tonya

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Netspend is a financial technology company. Banking services are provided by our bank partners.

Blog

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Whether your tax refund is big or small, you can get it more quickly with these filing tips and direct deposit methods.

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Netspend is a leading provider of FDIC-insured Visa® Prepaid, Prepaid Mastercard®, and corporate prepaid card solutions through our issuing banks in the United States. Upon successful activation and registration of the Card Account, funds on deposit at Pathward, N.A, Member FDIC, are insured up to the standard maximum deposit insurance limit. Coverage limit is subject to aggregation of all of Cardholder’s funds held on deposit at Pathward, N.A.

Netspend Payback Rewards is an optional program

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4. Netspend Payback Rewards is an optional program. You may opt-out at any time by visiting the Netspend Payback Rewards page in your Online Account Center. Reward offers are based on individual shopping habits. Cash back rewards are credited to your Account and are not available in the form of a check or other direct payment method. See the program FAQs and Terms and Conditions in your Online Account Center for additional details about how and when you get rewarded. Program sponsor: Netspend Corporation. Pathward, N.A., Republic Bank & Trust, Visa, and Mastercard are not affiliated in any way with this program and do not endorse or sponsor this program.

Netspend does not charge for this service

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5. Netspend does not charge for this service, but your wireless carrier may charge for messages or data.

Fee may be assessed by reload location and may vary from location to location.

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6. The Netspend Network is provided by Netspend Corporation and its authorized agents. Netspend is a licensed provider of money transfer services (NMLS ID: 932678). Netspend’s licenses and related information may be found at www.netspend.com/licenses. Fees, limits, and other restrictions may be imposed by Netspend and other third parties in connection with use of the Netspend Network.

Availability and fees for bank transfers are determined by the transferor’s bank and may be charged to the transferor’s bank account by the service provider or originating bank. No cost for online or mobile Account-to-Account transfers between Netspend Cardholders; a $4.95 fee applies to each such transfer conducted through a Netspend Customer Service agent.

GPR - All Banks

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The Netspend Visa Prepaid Card is issued by Pathward, National Association and Republic Bank & Trust Company, pursuant to a license from Visa U.S.A. Inc. The Netspend Prepaid Mastercard is issued by Pathward, N.A., and Republic Bank & Trust Company pursuant to license by Mastercard International Incorporated. Pathward, N.A., and Republic Bank & Trust Company; Members FDIC. Please see the back of your Card for its issuing bank. Netspend is a registered agent of Pathward, N.A., and Republic Bank & Trust Company. The Netspend Visa Prepaid Card may be used everywhere Visa debit cards are accepted. The Netspend Prepaid Mastercard may be used everywhere Debit Mastercard is accepted. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Use of the Card Account is subject to activation, ID verification, and funds availability. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. See Cardholder Agreement for details.

Below Issuer Statement

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The Netspend® All-Access® Account is a deposit account established by Pathward, National Association, Member FDIC. Netspend is a service provider to Pathward, N.A. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787.

Netspend® All-Access® is a deposit account that is offered by Republic Bank & Trust Company, Member FDIC. Netspend is a service provider to Republic Bank & Trust Company. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Fees, terms and conditions apply. 

Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. 

Apple® and the Apple logo® are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

Google Play and the Google Play logo are trademarks of Google LLC.

© 2023 Netspend Corporation. All rights reserved worldwide. Netspend is the federally registered U.S. service mark of Netspend Corporation. All other trademarks and service marks belong to their owners.