Manage Your Money with Netspend® Prepaid

Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. Fraud prevention restrictions may delay availability of funds with or without notice.  Early availability of funds requires payor’s support of direct deposit and is subject to the timing of payor’s payment instruction.

IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information that identifies each person who opens a Card Account. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. We may also ask to see your driver’s license or other identifying information. Card activation and identity verification required before you can use the Card Account. If your identity is partially verified, full use of the Card Account will be restricted, but you may be able to use the Card for in-store purchase transactions. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. Use of Card Account also subject to fraud prevention restrictions at any time, with or without notice. Residents of Vermont are ineligible to open a Card Account.

Netspend Payback Rewards is an optional program. You may opt-out at any time by visiting your Netspend Payback Rewards Summary Page in your Online Account Center. The reward offers we choose and send to you are based on your shopping habits. Netspend will not share any personal information about you with the merchants who sponsor offers. When you activate an offer and make a purchase with the card, the merchant will not know you are a Netspend Payback Rewards customer, but you will become their customer. For more details about how and when you get rewarded, see the program FAQs, terms and conditions in your Online Account Center. Cash back rewards are credited to your Card Account and are not available in the form of a check or other direct payment method. Program sponsor: Netspend Corporation. The Bancorp Bank, MetaBank®, National Association, and Republic Bank & Trust Company are not affiliated in any way with the program and neither endorse nor sponsor it.

Netspend gives you choices when it comes to managing your finances by giving you prepaid products that let you handle your money, your way.

  • Get paid up to 2 days faster[1]
  • No credit check[2]
  • Get cash back[3]

Card usage is subject to card activation and identity verification.[2]

Manage Your Money with Netspend® Prepaid

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IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information that identifies each person who opens a Card Account. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. We may also ask to see your driver’s license or other identifying information. Card activation and identity verification required before you can use the Card Account. If your identity is partially verified, full use of the Card Account will be restricted, but you may be able to use the Card for in-store purchase transactions. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. Use of Card Account also subject to fraud prevention restrictions at any time, with or without notice. Residents of Vermont are ineligible to open a Card Account.

Card usage is subject to card activation and identity verification.[2]

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By signing up, you agree to receive marketing emails from Netspend. Netspend will not share your contact information with third party companies. You may opt-out at any time by clicking unsubscribe on the link included in the emails we send you. Review our online privacy policy.

By signing up, you agree to receive marketing emails from Netspend. Netspend will not share your contact information with third party companies. You may opt-out at any time by clicking unsubscribe on the link included in the emails we send you. Review our online privacy policy.

Netspend Visa® Prepaid Card

A feature-rich card that lets you manage your money the smart way.

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Netspend Prepaid Mastercard®

Pick your team and show your support every time you pay.

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Netspend Prepaid Mastercard®

Tag team your purchases with the new WWE® branded Netspend card.

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Double your payday up to $5,000
Double your payday up to $5,000

Oh what fun! Sign up for direct deposit and you could score twice your usual paycheck, up to $5000, in the Double Your Payday Sweepstakes.*

Learn More
Learn More

NO PURCHASE NECESSARY. 18+, US only. 5/1/21-4/30/2022. See Official Rules at www.doublepayday.com. Sponsor: Netspend®.* 

Customers Served

10 million+

Reload Locations

130,000

Year We Were Founded

1999

New! WWE Cards

Crush it every day with a Netspend Prepaid Mastercard®

Direct Deposit

Get your paycheck loaded to your prepaid card.

MLB Cards

Pick your team and show your support every time you pay.

Pick Up in Store

Get a card today. Find a store.

Mobile Check Load

Add checks to your card in a snap, right from your smartphone. [4]

Mobile Check Load is a service provided by First Century Bank, N.A. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions, and Privacy Policy. Approval review usually takes 3 to 5 minutes but can take up to one hour. All checks are subject to approval for funding in Ingo Money’s sole discretion. Fees apply for approved Money in Minutes transactions funded to your card. Unapproved checks will not be funded to your card. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Your wireless carrier may charge a fee for message and data usage. Additional transaction fees, costs, terms and conditions may be associated with the funding and use of your card. See your Cardholder Agreement for details.

Business Solutions

Prepaid products to help manage every type of business, large and small.

The Netspend Visa Prepaid Card is issued by The Bancorp Bank, MetaBank®, National Association, and Republic Bank & Trust Company, pursuant to a license from Visa U.S.A. Inc. The Netspend Prepaid Mastercard is issued by The Bancorp Bank, MetaBank, N.A., and Republic Bank & Trust Company pursuant to license by Mastercard International Incorporated. The Bancorp Bank, MetaBank, N.A., and Republic Bank & Trust Company; Members FDIC. Please see back of your Card for its issuing bank.

The Netspend Visa Prepaid Card may be used everywhere Visa debit cards are accepted.

The Netspend Prepaid Mastercard may be used anywhere Mastercard is accepted.

Netspend is a leading provider of FDIC-insured Visa® Prepaid, Prepaid Mastercard®, and corporate prepaid card solutions through our issuing banks in the United States.[5]

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NO PURCHASE OR PAYMENT NECESSARY. A PURCHASE

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* NO PURCHASE OR PAYMENT NECESSARY. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING. ALL DISPUTES WILL BE RESOLVED SOLELY BY BINDING ARBITRATION WITH NO CLASS RELIEF. The Netspend Double Your Payday Sweepstakes takes place from 12:01 a.m. CT on May 1, 2021 through 11:59:59 p.m. CT on April 30, 2022. Open only to legal U.S. residents who reside in the fifty (50) United States and Washington, D.C., who are eighteen (18) years of age or older. See Official Rules at www.doublepayday.com for eligibility restrictions, how to enter, prize descriptions/restrictions, and complete details. Sweepstakes is sponsored by Netspend®. The Bancorp Bank, MetaBank®, National Association, Republic Bank & Trust Company and Visa and Mastercard are not affiliated with this optional offer and do not endorse or sponsor this offer. The Bancorp Bank, MetaBank, N.A., and Republic Bank & Trust Company, Members FDIC.

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The Netspend Visa® Prepaid Card is issued by The Bancorp Bank, MetaBank®, National Association, and Republic Bank & Trust Company, pursuant to a license from Visa U.S.A. Inc. The Netspend Prepaid Mastercard® is issued by The Bancorp Bank, MetaBank, N.A., and Republic Bank & Trust Company pursuant to license by Mastercard International Incorporated. The Bancorp Bank, MetaBank, N.A., and Republic Bank & Trust Company; Members FDIC. Please see back of your Card for its issuing bank. Netspend, a Global Payments Company, is a registered agent of The Bancorp Bank, MetaBank, N.A., and Republic Bank & Trust Company. The Netspend Visa Prepaid Card may be used everywhere Visa debit cards are accepted. The Netspend Prepaid Mastercard may be used everywhere Debit Mastercard is accepted. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Use of the Card Account is subject to funds availability and ID verification. Transaction fees, terms and conditions apply to the use and reloading of the Card Account. See Cardholder Agreement for details.

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Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

Google Play and the Google Play logo are trademarks of Google LLC.

All trademarks and brand names belong to their respective owners. Use of these trademarks and brand names do not represent endorsement by or association with this card program. All rights reserved.

© 2021 Netspend Corporation. All rights reserved worldwide. Netspend and Skylight are federally registered U.S. service marks of Netspend Corporation. All other trademarks and service marks belong to their owners.