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Overdraft Protection

Short on funds?
We’ve got your back.

Optional Overdraft Service* gives you a 24-hour grace period. Avoid an overdraft fee if you bring your Account to a positive available balance within 24 hours from the time of the first transaction that created the negative balance.

How it works

Sign up for Netspend Debit account and opt-in and meet the eligibility requirements for Overdraft Protection.

If your purchase exceeds your balance, Overdraft Protection will cover it.

Avoid an overdraft fee by bringing your balance positive within 24 hours.