Prepaid Card Costs

Choose the Best Plan for You

Whether you’re looking for simplicity, value, or more flexibility, we’ve got a fee plan to fit your lifestyle.

Card usage is subject to card activation and identity verification.[1]

Monthly Plan[2]

Simplicity and Value

  • You prefer unlimited transactions for one low monthly fee
  • You get paid by Direct Deposit
  • You use the Card often

You know how to live well on a budget. You load your entire paycheck to your Card through Direct Deposit. Avoiding transaction fees is important, because you use your Card for everything. You get cash back at the grocery store to avoid paying ATM fees.

Save almost 50% on the Monthly Plan when you upgrade to Premier and get the Reduced Monthly Plan[3]

Pay-As-You-Go Plan[4]

More Flexibility

  • You enjoy the freedom of no monthly fee
  • You’re not sure how often you’ll use the Card each month
  • You use the Card to shop and pay bills[5]

You don’t want to commit to a monthly fee and prefer to pay only for what you use. You check your balance often with text alerts or the mobile app.[6] You love earning cash back rewards[7] from select retailers.

For more information on fee plans for a new Card Account, visit the Card order page.

To see the fees associated with a current Card Account, log in to the Online Account Center. You may also change your fee plan in your Online Account Center.


In accordance with applicable law, we provide a repository of all Netspend-managed Prepaid Account Agreements offered to the general public at the link below.

View Prepaid Account Agreements and Fee Schedules.