payback rewardsSM

Earn Cash Back for Using your NetSpend® Card

NetSpend Payback Rewards helps you earn cash back by giving you rewards for some of your everyday purchases.[1]

Offers Personalized Just for You
The more you use Payback Rewards, the more offers you will receive—and they will be personalized just for you. Best of all, there’s no cost to participate.

Shop Your Favorites
Stores and offers for NetSpend Payback Rewards are updated regularly, so check back often!

Automatic Credits
Select offers in your Online Account Center, and watch the rewards pile up! We’ll keep track of the offers you redeem and automatically credit them to your Card Account at the end of the following month.

Reward-Ready in 1-2-3

Once you’ve started using your Card for everyday purchases, you’ll begin receiving offers for Payback Rewards

  • Visit your Rewards page to see offers customized to your spending habits.

  • Click to activate the offers you want.

  • Simply use your Card at those retailers to redeem your offers.

Ready to change the way you pay?

Order a Card today, and you’ll receive it in the mail in 7-10 days.
There’s no credit check, so you’re guaranteed approval.[2]

Sign Up Now

Explore More Features

  • Mobile Check Load

    load checks in a snap

    Take a few photos with your phone. Deposit checks into your account.[3]

    Learn how it works

  • Savings Account

    put some money aside

    It never hurts to save some money, and you can earn interest too.[4]

    Read more about saving

  • The Online Account Center

    manage your money from home

    Create budgets, manage your preferences, and more.

    See the Online Account Center