Load Your Card

Direct Deposit Your Paycheck to Your Card Account

Direct Deposit is a convenient way to add money to your Netspend® Prepaid Card Account. And you can get paid up to 2 days faster.[1]

Card usage is subject to card activation and identity verification.[2]

Direct Deposits can include:

  • Work paychecks
  • Tax refunds
  • Social Security benefits
  • SSI (Supplemental Security Income)
  • Pensions
  • Railroad Retirement Benefits (RRB)
  • Defense Finance and Accounting Service Payments (DFAS)
  • State unemployment benefits (varies by state)
  • Government Disability Benefits-SSDI or Workers Compensation (varies by state)
  • Veterans’ benefits

Plus, when you have $500 or more in payroll or government benefits direct deposited to your Card Account in a calendar month, you are eligible to upgrade to Netspend Premier®!

Upgrade to Premier.

Who doesn’t like an upgrade? Netspend Premier is our highest level of service. It has the most features, and you’ll save almost 50% on monthly fees!

See what you get with Premier

Set up in a couple of steps.
Just like you would with a traditional bank account, all you need is your Netspend Prepaid Card Account number and routing number.

Faster tax refunds with Direct Deposit.[3]
Tax refunds can be direct deposited to your Netspend Prepaid Card Account when you e-File your annual return so you don’t have to wait on a paper check.

Find out how

Direct Deposit government benefits, too.
You can even set up Direct Deposit on the Netspend Prepaid Card Account for many government benefits programs, including Social Security.

Learn more

Full control.
You decide whether all or part of each check is deposited, and with Anytime AlertsTM[4], you’ll be notified when funds clear.

More convenience.
Because your funds are loaded to your Card Account, you don’t have to risk your paper check being lost or stolen—not to mention avoiding possible check-cashing fees and long lines on payday.

Ready when you are.
Your money will be available in your account as soon as the Direct Deposit goes through. That can be up to 2 days faster than with a paper check.[1]

Enroll in Direct Deposit

Ready to change the way you pay?

Order a Card today, and you’ll receive it in the mail within 7-10 business days.

Sign Up Now

Explore More Features

  • Mobile Check Load


    Load checks with a few pictures with your phone.[5]

    Learn about Mobile Check Load

  • Savings Account


    It never hurts to save some money, and you can earn interest, too.[6]

    See how it works

  • The Online Account Center


    Create budgets, manage your preferences, and more.

    See the Online Account Center