Direct Deposit

Load your Paycheck Right to Your Card.

Direct Deposit is the easiest way to add money to your NetSpend Prepaid Card®. And you get paid up to 2 days faster.[1]

Direct Deposits can Include:

  • Work paychecks
  • Tax refunds
  • Social Security benefits
  • SSI (Supplemental Security Income)
  • Pensions
  • Railroad Retirement Benefits (RRB)
  • Defense Finance and Accounting Service Payments (DFAS)
  • State unemployment benefits (varies by state)
  • Government Disability Benefits-SSDI or Workers Compensation (varies by state)
  • Veterans’ benefits

Plus. when you have $500 or more in payroll or government benefits direct deposited to your account in a calendar month. you are eligible to upgrade to NetSpend Premier®!

Upgrade to Premier.

Who doesn’t like an upgrade? NetSpend Premier is our highest level of service. It has the most features, and you’ll save almost 50% on monthly fees!

See what you get with Premier

Simple Setup
Just like you would with a traditional bank account, all you need is your NetSpend Card Account number and routing number.

Faster Tax Refunds[1]
Tax refunds can be direct deposited to your NetSpend Card Account when you e-File your annual return so you don’t have to wait on a paper check.

Find out how

Quick Access to Government Benefits
You can even set up Direct Deposit on the NetSpend Card for many government benefits programs, including Social Security.

Learn more

Full Control
You decide whether all or part of each check is deposited, and with Anytime AlertsTM, you’ll be notified the second funds clear.[2]

More Convenience
Because your funds go straight to your card, you don’t have to risk your paper check being lost or stolen—not to mention avoiding check-cashing fees and long lines at the bank or check casher.

Real-Time Deposits
Get access to your money right when it’s available—up to 2 days faster than with a paper check or other direct deposit systems.[1]

It’s your money. Why wait?

Enroll in Direct Deposit

Ready to change the way you pay?

Order a Card today, and you’ll receive it in the mail in 7-10 days.
There’s no credit check, so you’re guaranteed approval.[3]

Sign Up Now

Explore More Features

  • Mobile Check Load


    Load checks with a couple of pictures on your phone.[4]

    Learn about Mobile Check Load

  • Savings Account


    It never hurts to save some money, and you can earn interest, too.[5]

    See how it works

  • The Online Account Center


    Create budgets, manage your preferences, and more.

    See the Online Account Center