One of the most common ways criminals get a hold of sensitive information is through phishing. Phishing doesn’t require any hacking because the criminals get what they need directly from their target by posing as a trustworthy entity (such as your bank, phone company, etc.) and contacting the target through email, over the phone, or through text message.
For more information on phishing and how to avoid it, watch the following video:
These days, it pays to know how to keep your information safe and secure, especially when it comes to protecting your money. That’s because everyday there are people trying to find ways into your account.
Many times criminals don’t even have to try to get information. All they have to do is ask you. It’s called phishing.
Phishing is when a fraudster contacts you through email, by phone, or through text message pretending to be a legitimate business. Then they ask you to provide information like your online account login and password, your card number or PIN, even your social security number!
You might think that you would never give out your information to someone like this, but it is estimated that 1.2 million people give their information out to a criminal every year in the United States. You can avoid being one of them by recognizing these scams.
Never give your information out to anyone who contacts you out of the blue.
Always use the phone number or web address on the back of your card to contact us.
Make sure your password isn’t easy to figure out. Use a combination of letters, numbers and symbols.
Also, never use the same login information on your financial accounts that you do on other accounts like email or shopping sites.
Finally, report suspicious activity by calling the number on the back of your card. Not only does this help protect you, but it helps protect others as well.
Remember, we will not call, text, or email to ask you for your personal information unless you have requested a call back. Be aware of phishing and protect your information so that you can avoid becoming the next victim.
IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information that identifies each person who opens a Card Account. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. We may also ask to see your driver’s license or other identifying information. Card activation and identity verification required before you can use the Card Account. If your identity is partially verified, full use of the Card Account will be restricted, but you may be able to use the Card for in-store purchase transactions. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. Use of Card Account also subject to fraud prevention restrictions at any time, with or without notice. Residents of Vermont are ineligible to open a Card Account.
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The Netspend Visa Prepaid Card is issued by The Bancorp Bank, MetaBank®, National Association, and Republic Bank & Trust Company, pursuant to a license from Visa U.S.A. Inc. The Netspend Prepaid Mastercard is issued by The Bancorp Bank, MetaBank, N.A., and Republic Bank & Trust Company pursuant to license by Mastercard International Incorporated. The Bancorp Bank, MetaBank, N.A., and Republic Bank & Trust Company; Members FDIC. Please see back of your Card for its issuing bank. Netspend, a Global Payments Company, is a registered agent of The Bancorp Bank, MetaBank, N.A., and Republic Bank & Trust Company. The Netspend Visa Prepaid Card may be used everywhere Visa debit cards are accepted. The Netspend Prepaid Mastercard may be used everywhere Debit Mastercard is accepted. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Use of the Card Account is subject to funds availability and ID verification. Transaction fees, terms and conditions apply to the use and reloading of the Card Account. See Cardholder Agreement for details.
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