Get your IRS tax refund up to 5 days early1 with no-cost2 Direct Deposit.

Have your tax refund direct deposited to a Netspend® Visa® Prepaid Card and get your tax refund up to 5 days early.1

Subject to card activation and ID verification.3

Get your IRS tax refund faster with Direct Deposit.4

Get access to your tax refund faster than a paper check.4

Your funds are FDIC insured through the card’s issuing bank.5

New to Netspend?

Get your IRS tax refund up to 2 days early1, earn cash back offers6 on qualifying purchases with Payback RewardsSM, and earn up to 5.00% Annual Percentage Yield7 with an optional savings account.

Trusted by 10 million and counting

“The best mobile banking app.”

-Jacob

“Easy to use and I love the way it tracks your spending.”

-Teddy

“I love the fast notifications when activity is detected on my card!”8

-Kee

Netspend does not charge for this service, but your wireless carrier may charge for messages or data.

"Customer service is great, easy to load9 and transfer10 money."

-Tonya

Netspend is a financial technology company. Banking services are provided by our bank partners.

Here is how to set-up direct deposit for your tax refund and get your IRS tax refund faster than a paper check4.

Grab all of the forms needed to file your taxes

Make sure to grab the necessary forms from your employers and financial institutions needed for your taxes.

IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information that identifies each person who opens a Card Account. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. We may also ask to see your driver’s license or other identifying information. Card activation and identity verification required before you can use the Card Account. If your identity is partially verified, full use of the Card Account will be restricted, but you may be able to use the Card for in-store purchase transactions. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. Use of Card Account also subject to fraud prevention restrictions at any time, with or without notice. Residents of Vermont are ineligible to open a Card Account.

Use your Netspend® Visa Prepaid Card for your Federal and State tax refunds

Enter your Netspend® Visa Prepaid Card Routing number and Account number in the designated fields, and choose "Checking" as the account type.

IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information that identifies each person who opens a Card Account. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. We may also ask to see your driver’s license or other identifying information. Card activation and identity verification required before you can use the Card Account. If your identity is partially verified, full use of the Card Account will be restricted, but you may be able to use the Card for in-store purchase transactions. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. Use of Card Account also subject to fraud prevention restrictions at any time, with or without notice. Residents of Vermont are ineligible to open a Card Account.

Get your tax refund up to 5 days early with direct deposit1

Select Direct Deposit on your IRS tax form (or select the direct deposit form if filing online) to receive your tax refund on your Netspend® Visa Prepaid Card.

Faster funding claim is based on a comparison of the Pathward, N.A, policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. Fraud prevention restrictions may delay availability of funds with or without notice. Early availability of funds requires payor’s support of direct deposit and is subject to the timing of payor’s payment instruction.

FAQs

Here are some Frequently Asked Questions in regards to Taxes

Tax Day is April 15, 2024

When you opt to receive your tax refund via direct deposit (versus a paper check), you will have faster access to your refund. Get a Netspend® Visa Prepaid Card3 and receive your refund up to five days early1 with Direct Deposit.

Yes! Your Netspend® Visa Prepaid Card does offer an optional no-minimum balance savings7 account. Transfer money between your Netspend® Visa Prepaid Card and no-minimum balance Savings Account7 and earn up to 5.00% Annual Percentage Yield.

Yes, if the name on your tax refund check matches the name on your card account and the check isn't for an amount greater than $7,500, you will be able to load it with our Mobile App8.

According to the IRS, the majority of refunds are issued in less than 21 days. However, it is possible that your tax refund may require some additional time for review.

Find out the status of your tax refund with the IRS here.

IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information that identifies each person who opens a Card Account. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. We may also ask to see your driver’s license or other identifying information. Card activation and identity verification required before you can use the Card Account. If your identity is partially verified, full use of the Card Account will be restricted, but you may be able to use the Card for in-store purchase transactions. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. Use of Card Account also subject to fraud prevention restrictions at any time, with or without notice. Residents of Vermont are ineligible to open a Card Account.

Mobile Check Load is a service provided by First Century Bank, N.A. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions, and Privacy Policy. Approval review usually takes 3 to 5 minutes but can take up to one hour. All checks are subject to approval for funding in Ingo Money’s sole discretion. Fees apply for approved Money in Minutes transactions funded to your card. Unapproved checks will not be funded to your card. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Your wireless carrier may charge a fee for message and data usage. Additional transaction fees, costs, terms and conditions may be associated with the funding and use of your card. See your Cardholder Agreement for details. Mobile Check Capture service is not available for use within the state of New York.