MOVE MONEY

Send Money to Friends & Family, Pay Bills, and More

IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information that identifies each person who opens a Card Account. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. We may also ask to see your driver’s license or other identifying information. Card activation and identity verification required before you can use the Card Account. If your identity is partially verified, full use of the Card Account will be restricted, but you may be able to use the Card for in-store purchase transactions. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. Use of Card Account also subject to fraud prevention restrictions at any time, with or without notice. Residents of Vermont are ineligible to open a Card Account.

Card usage is subject to card activation and identity verification.[1]

No Account-to-Account Transfer Fee when completed online. A $4.95 Account-to-Account Transfer Fee applies via a Customer Service Agent. Other transaction fees, costs and terms and conditions may apply. Use of card is also subject to funds availability. See Cardholder Agreement for details.

Need to send money to family or friends? With Netspend®, you can send or receive funds[2] with other Netspend Cardholders, as well as ACE Elite, Control, and Purpose cardholders. To send money, all you need is the other person’s name and their FlashPay ID. Simply log into your Online Account Center, enter their name, FlashPay ID, and the amount you want to send, and that’s it!

To receive money, your friends and family just need your name and FlashPay ID, which you can find in your Online Account Center. So, if you want to send money to your family or just split the check with some friends, now you can.

Log in to send money now

Other Ways to Send Money

Bank Transfers

Have a bank account in addition to your Netspend Card Account? Link your financial accounts from participating bank accounts and you can transfer money between them and your Netspend Card Account.[3]

Fees for bank transfers are determined by the transferor’s bank and may be charged to the transferor’s bank account by the service provider or originating bank. No cost for online or mobile Account-to-Account transfers between Netspend Cardholders; a $4.95 fee applies to each such transfer conducted through a Netspend Customer Service agent.

Western Union

Send or receive a Western Union Money Transfer® to over 200 countries and territories using your Netspend Card.[4]

Note: Feature available only on select card programs. See your Online Account Center for availability.

Fees for Western Union money transfers vary and will be calculated at the time of the transfer transaction. Fees, terms and conditions apply, which you must agree to before using the service. The Bancorp Bank, MetaBank, N.A., Republic Bank and Trust Company, Visa, and Mastercard are not affiliated in any way with this optional service and do not endorse or sponsor this service.

PayPal

Transfer money from your PayPal Account to your Netspend Card Account to shop anywhere you would normally use your Card.[5]

There may be a fee assessed by PayPal for transfers from a PayPal Account. Netspend, The Bancorp Bank, MetaBank, N.A., Republic Bank and Trust Company, Visa, and Mastercard are not affiliated in any way with this optional feature and do not endorse or sponsor this feature.

Pay Bills Online

Don’t worry about mailing a check or waiting in line to pay in person, you can use your Netspend Account Number and Routing Number, found in your Online Account Center, to pay your bills online.

Ready to change the way you pay?

Order a Card today, and you’ll receive it in the mail within 7-10 business days.

Explore More Features

 A cardholder may receive an unlimited number of Refer-a-Friend rewards while program is available. No reward will be credited to either party if referred individual had another Netspend managed program card that was used for a value load, purchase, cash withdrawal, or incurred a balance inquiry fee at any time during the 180 calendar days before the day the $40 load requirement is fully met. Only cash reloads and direct deposits count towards the minimum load requirement. Allow 2 business days for $20 credit to appear on each Card Account. If a cardholder accrues $600 or more in Refer-a-Friend rewards in a calendar year, Netspend will mail cardholder an IRS Form 1099-MISC reflecting the total Refer-a-Friend rewards for such calendar year. Cardholder acknowledges that by referring a friend through this program, cardholder is releasing non-public information. Referred person acknowledges that payment of the referral may result in the cardholder’s knowledge of referred person establishing an account with us. The Bancorp Bank, MetaBank®, National Association, and Republic Bank and Trust are not affiliated in any way with the Refer-a-Friend rewards program and do not endorse or sponsor this program.

Refer a Friend

EARN A LITTLE EXTRA

Get friends to sign up for a Netspend Card and earn a $20 credit.[6]

Learn how to earn

The Savings Account is made available to Cardholders through The Bancorp Bank, MetaBank, N.A., and Republic Bank & Trust Company; Members FDIC. To participate in the Savings Account program, Cardholder must consent to and continue receiving communications from us in electronic form. If Cardholder is subject to Internal Revenue Service backup withholding at the time of the request to open a Savings Account, the request will be declined. Interest is calculated on the Average Daily Balance(s) of the Savings Account and is paid quarterly.

  • If the Average Daily Balance is $1,000.00 or less, the interest rate paid on the entire balance will be 4.91% with an annual percentage yield (APY) of 5.00%.
  • If the Average Daily Balance is more than $1,000.00, the interest rate paid on the portion of the Average Daily Balance which exceeds $1,000.00 will be 0.49% with an APY of 0.50%, and the interest paid on the portion of the Average Daily Balance which is $1,000.00 or less will be 4.91%. The APY for this tier will range from 5.00% to 0.54%, depending on the balance in the account.

The interest rates and APYs of each tier may change. The APYs were accurate as of May 7, 2020. These are promotional rates and may change without notice pursuant to applicable law. No minimum balance necessary to open Savings Account or obtain the yield(s). Because Savings Account funds are withdrawn through the Card Account (maximum 6 such transfers per calendar month), Card Account transaction fees could reduce the interest earned on the Savings Account. Card Account and Savings Account funds are FDIC-insured through The Bancorp Bank, MetaBank, N.A., and Republic Bank & Trust Company, Members FDIC upon verification of Cardholder’s identity. For purposes of FDIC coverage limit, all funds held on deposit by the Cardholder at The Bancorp Bank, MetaBank, N.A., and Republic Bank & Trust Company will be aggregated up to the coverage limit, currently $250,000.00.

Savings Account

PUT SOME MONEY ASIDE

It never hurts to save some money, and you can earn interest, too.[7]

Read more about saving

Netspend does not charge for this service, but your wireless carrier may charge for messages or data.

Anytime Alerts

BE NOTIFIED ON-THE-GO

Get email or text alerts about card transactions.[8]

See how it works