CUSTOM CARDS

Show Off Your Sense of Style

Custom Card Fee required. Picture must meet Image Guidelines. If custom card is lost, stolen, or damaged, any request for: (a) a replacement custom card requires resubmission of image and payment of custom card replacement fee; or (b) a replacement standard card requires payment of standard card replacement fee. See online custom card FAQs and the Fee Schedule in the Cardholder Agreement.

IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information that identifies each person who opens a Card Account. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. We may also ask to see your driver’s license or other identifying information. Card activation and identity verification required before you can use the Card Account. If your identity is partially verified, full use of the Card Account will be restricted, but you may be able to use the Card for in-store purchase transactions. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. Use of Card Account also subject to fraud prevention restrictions at any time, with or without notice. Residents of Vermont are ineligible to open a Card Account.

Customize your Netspend Card with a unique image or a photo of you to express your personality, or add a photo of your face to help merchants know when it’s not you.[1]

Card usage is subject to card activation and identity verification.[2]

Receive one (1) digital coupon for a one-time Custom Card Fee waiver when you qualify for Netspend Premier. Coupon valid for 365 days after issuance. $4.95 Custom Card Fee applies to all other Custom Card orders. Offer not valid for Netspend Premier Cardholders who do not currently have a valid coupon for a Custom Card Fee waiver. Limit one (1) offer per Card Account. The Bancorp Bank, Pathward, N.A., Republic Bank & Trust Company, Mastercard, and Visa are not affiliated in any way with this offer and do not endorse or sponsor this optional offer. Photograph (full-size or passport-type) must meet Custom Card Image Guidelines. See your Online Account Center for detail.

Pick your photo.
Upload a photo of your choice to the PictureIt Card Creator in your Online Account Center, and order your custom card.

Personalized to you. 
Family photos, vacation snapshots, or just a simple passport-style photo for extra security.

An added layer of security.
Help deter fraud when you use a photo of yourself. It can help merchants tell when someone other than you is using the card.

Want a no-cost Custom Card? Upgrade to Premier and your first Custom Card is included![3]

Learn more

Ready to change the way you pay?

Order a Card today, and you’ll receive it in the mail within 7-10 business days.

Explore More Features

Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. Fraud prevention restrictions may delay availability of funds with or without notice.  Early availability of funds requires payor’s support of direct deposit and is subject to the timing of payor’s payment instruction.

Direct Deposit

GET PAID UP TO 2 DAYS FASTER THAN WITH A PAPER CHECK[4]
Have your paycheck or benefits loaded straight to your Card Account.

Learn about Direct Deposit

Netspend does not charge for this service, but your wireless carrier may charge for messages or data.

Mobile App[5]

KEEP UP ON-THE-GO

Use your smartphone to access your account.

See the app

The Savings Account is made available to Cardholders through The Bancorp Bank, Pathward, N.A., and Republic Bank & Trust Company; Members FDIC. To participate in the Savings Account program, Cardholder must consent to and continue receiving communications from us in electronic form. If Cardholder is subject to Internal Revenue Service backup withholding at the time of the request to open a Savings Account, the request will be declined. Interest is calculated on the Average Daily Balance(s) of the Savings Account and is paid quarterly.

  • If the Average Daily Balance is $1,000.00 or less, the interest rate paid on the entire balance will be 4.91% with an annual percentage yield (APY) of 5.00%.
  • If the Average Daily Balance is more than $1,000.00, the interest rate paid on the portion of the Average Daily Balance which exceeds $1,000.00 will be 0.49% with an APY of 0.50%, and the interest paid on the portion of the Average Daily Balance which is $1,000.00 or less will be 4.91%. The APY for this tier will range from 5.00% to 0.54%, depending on the balance in the account.

The interest rates and APYs of each tier may change. The APYs were accurate as of May 7, 2020. These are promotional rates and may change without notice pursuant to applicable law. No minimum balance necessary to open Savings Account or obtain the yield(s). Because Savings Account funds are withdrawn through the Card Account (maximum 6 such transfers per calendar month), Card Account transaction fees could reduce the interest earned on the Savings Account. Card Account and Savings Account funds are FDIC-insured through The Bancorp Bank, Pathward, N.A., and Republic Bank & Trust Company, Members FDIC upon verification of Cardholder’s identity. For purposes of FDIC coverage limit, all funds held on deposit by the Cardholder at The Bancorp Bank, Pathward, N.A., and Republic Bank & Trust Company will be aggregated up to the coverage limit, currently $250,000.00.

Send Money

SEND AND RECEIVE FUNDS

Transfer money to friends and family.[6]

See how it works