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Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. Fraud prevention restrictions may delay availability of funds with or without notice. Early availability of funds requires payor’s support of direct deposit and is subject to the timing of payor’s payment instruction.
Mobile Check Load is a service provided by First Century Bank, N.A. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions, and Privacy Policy. Approval review usually takes 3 to 5 minutes but can take up to one hour. All checks are subject to approval for funding in Ingo Money’s sole discretion. Fees apply for approved Money in Minutes transactions funded to your card. Unapproved checks will not be funded to your card. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Your wireless carrier may charge a fee for message and data usage. Additional transaction fees, costs, terms and conditions may be associated with the funding and use of your card. See your Cardholder Agreement for details. Mobile Check Capture service is not available for use within the state of New York.
Fee may be assessed by reload location and may vary from location to location.
Add money.
Cashing a check can be such a hassle. Make life more convenient and get your money into your Netspend account quickly, without lifting a finger.
One way is with Direct Deposit, and your paycheck or government benefits can be in your Card Account up to two days faster.[1]
You can add cash or paper checks, too. Skip the line completely and load checks directly from your mobile phone in minutes with Mobile Check Load.[2] Or stop by one of over 130,000+ convenient Reload Locations nationwide to add cash or checks in person.[3]
ATM owner fees may also apply. Cash withdrawals made at ATMs outside the U.S. are subject to foreign currency conversion and payment of a Foreign Transaction fee. See the Cardholder Agreement for details.
Fees for bank transfers are determined by the transferor’s bank and may be charged to the transferor’s bank account by the service provider or originating bank. No cost for online or mobile Account-to-Account transfers between Netspend Cardholders; a $4.95 fee applies to each such transfer conducted through a Netspend Customer Service agent.
Go shopping, pay bills, and more.
You got this. With a Netspend Prepaid Card, you can enjoy the freedom to handle your family finances all from one account.
You can shop anywhere–from stocking up the fridge to topping off the gas tank. Or pay your bills online to help you avoid those surprise or late bills. You can even withdraw cash from ATMs[4] or at the register, and send money directly to family to take care of what matters most.[5]
Netspend does not charge for this service, but your wireless carrier may charge for messages or data.
Stay in control.
It can be hard to see where your money went, but with your Netspend Prepaid Card, you can easily keep track of every dime.
You can access your account on-the-go with our Mobile App[6] or at home through the Online Account Center. Or if you just need a quick update, sign up for Anytime Alerts and get text messages[6] for things like when your paycheck is in your account.
IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information that identifies each person who opens a Card Account. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. We may also ask to see your driver’s license or other identifying information. Card activation and identity verification required before you can use the Card Account. If your identity is partially verified, full use of the Card Account will be restricted, but you may be able to use the Card for in-store purchase transactions. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. Use of Card Account also subject to fraud prevention restrictions at any time, with or without notice. Residents of Vermont are ineligible to open a Card Account.
Get the Card that fits you.
Ready to bank your way? Order a card now and receive it within 7-10 business days.
- No credit check[7]
- No minimum balance
- No activation fee
Card usage is subject to card activation and identity verification.
More than just a Card.
Cash back, rewards, and peace of mind all in one card? Yes, yes, and yes.
Ready to change the way you pay?
Order a Card today, and you’ll receive it in the mail within 7-10 business days.