Get paid up to
5 days faster1
Get federal government benefits up to 5 days faster1 or your paycheck up to 2 days early1 when you set up Direct Deposit.
Subject to card activation or Deposit Account registration and ID verification.2 Card issued or Deposit Account established by Pathward®, National Association or Republic Bank & Trust Company, Member FDIC.
Access earlier1 paydays
Make Monday your new Friday
We make your money available as soon as it's sent to us - look forward to early paydays.1
No hidden fees3
Setting up Direct Deposit is free — with no hidden fees or surprise charges.3
More than just paychecks
Whether it’s your paycheck, tax refund, or Social Security — we’ve got you. Set up Direct Deposit once and get access to your money faster.1
From paycheck to benefits, we’ve got you
Paychecks
Get your salary up to 2 days early1 when your employer sends your paycheck directly into your Netspend Account.
Government Benefits
Get government payments like Social Security, tax refunds, or unemployment up to 5 days early.1
These are some of the eligible government benefits:
Social Security benefits
Supplemental Security Income (SSI)
Pensions
Railroad Retirement Benefits (RRB)
Defense Finance and Accounting Service Payments (DFAS)
State unemployment benefits (varies by state)
Veterans’ benefits
Direct Deposit
Many ways to set up Direct Deposit
Create an account or log in to your existing Netspend account, then choose the Direct Deposit option that’s most convenient for you.
Set up directly on your account
- Open your Netspend Account, go to Move Money, then Direct Deposit and choose Find your employer.
- Verify your identity
- Follow the steps to decide if you want to deposit all or part of your paycheck.
- Once it’s set up, your money will arrive early1 — automatically.
Share information with your employer
- Open your Netspend Account, go to Move Money, then Direct Deposit and select Direct Deposit Form.
- Your form will already have your account info filled in — just choose how much of your paycheck to deposit.
- Email or hand the form to your employer to start getting paid early.1
Do it yourself
- If you already have a payroll or benefits form from your employer or agency, just enter:
- Routing number (sometimes called the ABA number)
- Account number
- Find both in Move Money → Direct Deposit in your account center, and copy/paste them right into the form.
With Netspend get more than just early paydays1
Earn up to 6.00% Annual Percentage Yield (APY)4
Grow your money with an optional savings account and get up to 6.00% APY4 with the Netspend Debit Account and up to 5.00% APY5 with the Netspend Prepaid Card.
Qualify for up to $300 in Overdraft Protection6
With the Netspend Debit Account you can be eligible for Overdraft Protection,6 when you set up Direct Deposit.
FDIC insured
Get peace of mind knowing your money is FDIC insured7 up to $250,000.
Government Benefits Resources
Will a Government Shutdown Delay Social Security Payment?
Benefits Paper Checks Ending: Act Now to Avoid Delays
