Customer with NetSpend Prepaid Card

How Prepaid Cards Work


The NetSpend Prepaid Debit Card is a smarter way to manage your money and it's safer than carrying cash.

NetSpend Prepaid Debit Cards




Getting Started

Get a NetSpend Card Account
Activate Your NetSpend Card
Add Money to Your NetSpend Card

Open a NetSpend Card Account

It's simple. Just provide us with your name and address. We'll send you a new card personalized with your name on it.

Look for a white envelope from NetSpend to arrive by mail within 7-10 business days of your request. The personalized card must be activated before you can use it.

It takes less than a minute. Order yours today!1

SIGN UP NOW ▸



Activate Your Card

Once your new personalized card arrives in the mail, you must activate it before you can use it. Card activation is easy and fast:

  • Activation takes just a minute or two
  • Choose the purchase fee plan that's best for you
  • Create an online account for managing your money
  • Sign up for free Anytime AlertsTM text messages

Activate Your Card or call
1-86-NETSPEND (1-866-387-7363)



Add Money

It's easy to add money:

Log In to learn more.



Using a NetSpend Prepaid Card

Using The Card

Make purchases anywhere Debit MasterCard® and Visa® debit cards are accepted
  • Make purchase at stores, over the phone and online
  • Withdraw cash at ATMs worldwide
  • Pay bills, rent, and other necessities

Learn More

Manage Your Money with NetSpend

Managing Your Money

Powerful Tools Put You in Control
  • Log in to the online Account Center to see your balance, your deposits and transaction history.
  • Pay bills online instantly, or schedule recurring or future payments.
  • Create a budget. Staying within a budget is easy when you use our planning tools.
  • Sign up for Anytime AlertsTM Receive a text message the instant your money is available, and track your card account balance after every transaction.

Learn More

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FDIC MasterCard VISA Click for the Business Review of prepaid debit card provider, NetSpend Corporation.

1 Residents of the State of Vermont are ineligible to open a Card Account.

The NetSpend Visa Prepaid Card is issued by The Bancorp Bank, BofI Federal Bank, MetaBank, and Republic Bank & Trust Company pursuant to a license from Visa U.S.A. Inc. The NetSpend Prepaid MasterCard is issued by The Bancorp Bank, BofI Federal Bank, MetaBank, and Republic Bank & Trust Company pursuant to license by MasterCard International Incorporated. The Bancorp Bank, BofI Federal Bank, MetaBank, and Republic Bank & Trust Company; Members FDIC. Please see back of your Card for its issuing bank. NetSpend, a TSYS® Company, is a registered agent of The Bancorp Bank, BofI Federal Bank, MetaBank, and Republic Bank & Trust Company. The NetSpend Visa Prepaid Card may be used everywhere Visa debit cards are accepted. The NetSpend Prepaid MasterCard may be used everywhere Debit MasterCard is accepted. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Use of the Card Account is subject to funds availability and ID verification. Transaction fees, terms and conditions apply to the use and reloading of the Card Account. See Cardholder Agreement for details.

MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.

All trademarks and brand names belong to their respective owners. Use of these trademarks and brand names do not represent endorsement by or association with this card program. All rights reserved.

© 2015 Total System Services, Inc.®. All rights reserved worldwide. TSYS® and NetSpend are federally registered U.S. service marks of Total System Services, Inc.