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Once your identity is verified and your account is registered, your funds on deposit in your Netspend prepaid, debit and savings accounts are FDIC insured up to $250,000 through your issuing bank ("Issuing Bank"), which is Pathward, N.A., Republic Bank & Trust Company, or The Bancorp Bank, N.A., Members FDIC, subject to certain conditions including regulatory requirements for FDIC pass-through insurance and the aggregation of all funds held on deposit in the same capacity at the Issuing Bank. Pathward, N.A. may place your funds at one or more participating FDIC-insured banks www.pathward.com/programbanks. FDIC insurance protects against the failure of the Issuing Bank, not the failure of Netspend Corporation. Netspend, a financial technology company, is not a bank and is not FDIC insured. Your Issuing Bank is identified on the back of your card and in your account agreement.

The Netspend® Visa® Prepaid Card is issued by Pathward®, National Association and Republic Bank & Trust Company; Members FDIC, pursuant to a license from Visa U.S.A. Inc. The Netspend® Prepaid Mastercard® is issued by Pathward, N.A., and Republic Bank & Trust Company; Members FDIC, pursuant to license by Mastercard International Incorporated. The Netspend® Debit Account is a deposit account established by Pathward®, National Association, or Republic Bank & Trust Company; Member FDIC. Please see the back of your Card for its issuing bank. Netspend Corporation is a service provider to Pathward, N.A. and Republic Bank & Trust Company. The Netspend Visa® Prepaid Card can used everywhere Visa debit cards are accepted. The Netspend Prepaid Mastercard® can be used everywhere Debit Mastercard is accepted.

Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

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