Netspend Debit Account
The debit card that works for you.
Get paid up to 2 days faster with Direct Deposit3 and earn up to 6.00% APY.4
Banking services provided by Pathward®, N.A., Member FDIC. Deposit Account opening is subject to registration and ID verification.1
No credit check1
No minimum balance
No activation fee2
Get Paid Faster
Get paid before you need it.
Set up direct deposit with Netspend and get paid up to 2 days faster.3
Optional Overdraft Protection
Optional Overdraft Service gives you a 24-hour grace period. Avoid an overdraft fee if you bring your Account to a positive available balance within 24 hours from the time of the first transaction that created the negative balance.
High Yield Savings
With the Netspend Debit Account, you can open a Savings account and earn up to 6.00% Annual Percentage Yield.
Pause your card with Card Controls
Wallet lost or stolen? The Card Controls feature blocks your card and we'll handle the rest.
Your money needs, all in one app.
Stay on top of your finances like you stay on top of your life. The Netspend® Wallet App puts it all in the palm of your hand.
Add and move money with ease
Easily move funds between your spending and Savings Accounts.
Shop and pay bills anywhere
Add it to your digital wallet and use your card or phone anywhere Visa Debit or Debit Mastercard are accepted.
Stay on top of your money with real-time alerts
Get Anytime Alerts whenever money is added to your account and available to spend, or when it's used for purchases.
Get a card and set up your account in minutes.
Get started today with no credit check,1 activation fee2 or minimum balance required.