How digital tip-out works

Netspend gives you the tools for a simpler, better way to track tips and provide payouts digitally.

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Tip Network
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How it works

How it works

Netspend does not charge for this service, but your wireless carrier may charge for messages or data.

Netspend does not charge for this service, but your wireless carrier may charge for messages or data.

IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information that identifies each person who opens a Card Account. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. We may also ask to see your driver’s license or other identifying information. Card activation and identity verification required before you can use the Card Account. If your identity is partially verified, full use of the Card Account will be restricted, but you may be able to use the Card for in-store purchase transactions and ATM withdrawals. Restrictions include: no international transactions, account-to-account transfers and additional loads. Use of Card Account also subject to fraud prevention restrictions at any time, with or without notice.

  • Tip data is delivered to Netspend via web interface, file upload, or API, depending on how you choose to integrate with us
  • Tips can be distributed same day to employees’ Skylight ONE Card Account[1] or through regular company payroll
  • Employee can opt in to receive a text or email when tips have been loaded to their account[2]
  • Employees can make purchases in-store or online, and can access wages at ATMs nationwide
  • Netspend settles funds two days later[3]

Card usage is subject to card activation and identity verification[1]

Digitally disburse tips and reimbursements to your drivers and staff

Consumers have become more reliant on restaurant takeout and delivery now more than ever. Paying for goods & services digitally via a delivery app or website is more convenient, safer and cleaner than handling cash. More payments are being made digitally, leaving restaurant and franchise owners with less cash on hand for disbursing tips and driver reimbursements.

With Netspend, you can distribute funds to your employees electronically onto a Paycard at the end of shifts, reducing the time and hassle of a manual tip out process, simplifying the process for managers and employees for disbursed funds such as tips, service charges and reimbursements.

Distribute funds to your waitstaff and tip-pooled employees

When a restaurant has several different types of tipped employees, it can be complicated to divvy up cash to hand out at the end of the night. Add to that the complexity of multiple locations, each of which are doing their own variations of the system, it gets difficult to wrangle it all.

With Netspend, you can make a complex problem less complicated by making it easier to distribute tips electronically onto a Paycard to your tipped employees, no matter how many different types of tipped employees you have. This means reducing the amount of cash you have to have on location, the daily bank runs, and the susceptibility for human error handling cash.

Ways to interact with us

Every business is unique, with their own systems and processes. We have different ways for your business to interact with our systems, from web-based tools to using APIs.

Work from your web browser

The lowest amount of technological overhead for businesses that need a simple tool. Use our browser-based software that gives your managers the ability to allocate funds to staff on demand. There is no installation or integration required.

Send batch files through secure FTP

We can support batch processing, but there is no option for real-time employee enrollment or real-time payments with this method. Especially useful for locations that pool tips or with a large staff.

Tap into Netspend APIs

Your system communicates with our system on the back end, so that you can customize and adapt store interaction with us. Works well for businesses with multiple locations.

Ready to learn more about our tip solutions?

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The Skylight ONE Visa Prepaid Card

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The Skylight ONE® Visa Prepaid Card is issued by Republic Bank & Trust Company pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. The Skylight ONE®  Prepaid Mastercard is issued by Republic Bank & Trust Company pursuant to a license by Mastercard International Incorporated. Please see back of card for Issuing Bank. Republic Bank & Trust Company; Members FDIC. Netspend is a registered agent of Republic Bank & Trust Company. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Use of the Card Account is subject to activation, ID verification and funds availability. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. See the Cardholder Agreement for details.

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© 2023 Netspend Corporation. All rights reserved worldwide. Netspend and Skylight are federally registered U.S. service marks of Netspend Corporation. All other trademarks and service marks belong to their owners.