Not just a provider. A payroll partner.

How our expertise, technology, and dedication gives you a powerful paycard solution.


Card use is subject to activation and ID verification.[1]

IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information that identifies each person who opens a Card Account. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. We may also ask to see your driver’s license or other identifying information. Card activation and identity verification required before you can use the Card Account. If your identity is partially verified, full use of the Card Account will be restricted, but you may be able to use the Card for in-store purchase transactions. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. Use of Card Account also subject to fraud prevention restrictions at any time, with or without notice. Residents of Vermont are ineligible to open a Card Account.

Put your people first

Choose a paycard program that gives you a leg up on productivity, recruiting, and retention.[2]

Employers who offer more convenient access to pay and financial tools can create higher workplace engagement and boost workplace satisfaction and productivity.[3] Happier, satisfied employees mean they are more likely to stick around, and more likely to recommend their employer to others.

We provide the technology and knowledge to help you provide financial wellness tools to your employees.

A payroll team’s best friend

Skylight® PayOptions helps add efficiency and flexibility to your payroll team’s processes

By implementing the Skylight PayOptions Program, your payroll process gets a helping hand:

Pay employees from anywhere

No matter if your team is all in one office or located all over the country, you can pay your employees from anywhere, even from remote or home offices utilizing our web-based management tool.

A digital payroll solution

Reduce the headaches associated with paper checks and cash and move towards a more paperless payroll process.

Give your employees access to on-demand pay

With a tool available through a preferred third-party provider, employers in some programs can offer their employees the ability to receive funds for hours they already worked without having to wait until payday.

Digital payroll distribution

Our technology lets you operate online

With Skylight PayOptions, we offer flexibility in how you process and manage your program:

Employee Enrollment

Add new employees through our Corporate Portal, through SFTP file transfers, or integrated API calls, depending on your needs.


We have flexible options to integrate into your onboarding process, regardless of the existing software you use.

Inventory Management

Make sure your locations have enough cards on hand at all times by managing inventory through our Corporate Portal.


Fund employee cards through ACH or wire transfers. You can even make real-time and one-off payments to employees on an as-needed basis.

Robust Reporting

We have a robust suite of reports for audit and oversight needs, and can help customize reporting for your individual business needs as well.

Getting started

We help your through every step of the implementation process

Our team will provide the tools to ensure your program’s implementation and ongoing management meets your company’s goals and exceeds your expectations.

Step-by-Step Implementation

Every company is different, and our team will help you get up and running as seamlessly as possible.

Comprehensive Training

We provide training tools and support through the onboarding process, to help make sure that your Program is successful.

Employee Education Materials

We provide all the marketing and educational materials you need to inform your employees about the program, including a dedicated client portal for on-demand access.

Client Support Team

Beyond implementation, our team is here to help you
Our dedicated client support team is here to help you with your program when you need it. This includes helping you process payments, get new cards sent to your location, and help resolve employee card issues. With expanded hours of support on weekdays and weekend support available, we are here when you need us.

We take compliance and security seriously

Our team is dedicated to regulatory compliance and data security

Our paycard program can help employers keep cardholder data secure. Skylight PayOptions is designed to be compliant with CFPB requirements and help employers comply with state wage and hour laws.

  • We provide regulatory updates to our clients.
  • We are a Level 1 PCI DSS Compliant Service Provider.
  • We use TLS – Transport Layer Security technology to encrypt personal information, user IDs, passwords, and account information.

Ready to partner with Netspend?