Netspend

You’ve got a smart friend — and a $50 bonus1

You’re invited.2 Grab your $50 bonus.1

Set up direct deposit and add $250 to your Netspend® Debit Account — get a $50 bonus.1

  • No credit check3, minimum balance or activation fee4 required

  • Get your federal government benefits up to 5 days early5

  • Up to 10% cash back6

Receive a $50 credit1 when you Direct Deposit $250 in 60 days. Banking services provided by Pathward®, National Association, Member FDIC. Deposit Account opening is subject to registration and ID verification.3

Netspend® Debit Account gets you further.

Here's what you get:

Get your money up 
to 5 days early5

Get your federal government benefits up to 5 days faster5 or your paycheck up to 2 days faster5 when you set up Direct Deposit.

Up to 10% rewards on qualifying purchases6

Earn cash back offers on qualifying purchases with Netspend Rewards.

Up to $300* in Overdraft Protection7

Enroll in our Optional Overdraft Service that gives you a 24-hour grace period when you need it the most.

Optional Savings Account8

Earn up to 6.00% Annual Percentage Yield (APY) with an optional Netspend Savings Account.

*Eligible customers will be allowed to overdraw their Account up to $10 in total, but may be eligible for a higher combined limit of up to $300 based on the customer account history and other risk-based factors.

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Once your identity is verified and your account is registered, your funds on deposit in your Netspend debit and savings account are FDIC insured up to $250,000 through Pathward, N.A., Member FDIC, subject to certain conditions including regulatory requirements for FDIC pass-through insurance and the aggregation of all funds held on deposit in the same capacity at Pathward, N.A. Pathward, N.A. may place your funds at one or more participating FDIC-insured banks (www.pathward.com/programbanks). FDIC insurance protects against the failure of Pathward, N.A., not the failure of Ouro Global, Inc. (“Ouro”). Ouro, a financial technology company, is not a bank and is not FDIC insured.