Netspend® Prepaid Account
Manage your money, your way.
Reload your Netspend® card on the go, use it securely online, and enjoy the ease of digital banking with no credit check1 required.
Banking services provided by Pathward®, N.A., Member FDIC.
No minimum balance required
Netspend® Prepaid gives you so much more.
Here's what you get:
130k+ Reload Locations4
Easily load your card at grocery stores, gas stations, check cashers, and convenience stores all over the country.
Payback Rewards5
Earn cash back offers at select merchants, just for using your card.
Transfer Funds6
Send money to, or receive money from, friends and family with Netspend® cards.
Direct Deposit2
Get your paycheck up to 2 days faster when you direct deposit to your Netspend® card.
Trusted by Millions. And counting.
"The best mobile banking app."
— Jacob
"Easy to use and I love the way it tracks your spending."
— Teddy
"I love the fast notifications when activity is detected on my card!"
— Kee
"Customer service is great, easy to load and transfer money."
— Tonya
"Easy to use. Easy to load. Direct deposits are quick and very easy to get done. Very happy with my account!"
— Cindy
"I use direct deposit and I love the notifications when you get a deposit or a withdrawal. I like that I have that record!"
— Kelly
"I would recommend this card to anyone who needs a hassle free form of online payment."
— Dwight
"With Netspend, I'm able to manage my money better. I use it to pay my bills and make purchases online. It's very convenient."
— Janeane
Questions?
There is no cost to order and activate a Netspend card. Once you activate the card, you may choose from our selection of fee plans. To view the fee plans and other costs associated with using the card, see our fee schedule.
When your card arrives, activate it. Follow the printed activation and identity verification steps that are on the materials that arrive with your card.
You should receive your card approximately 7 to 10 business days after you place your order. If you do not receive your card within 10 business days, call Customer Service at 1-866-387-7363.
Fill out a quick online order form and we’ll ship you a personalized card! There’s no credit check and no upfront fees. To activate the Card Account, you will be required to provide your name, street address, date of birth and other information that will allow us to identify you. We must collect this information in accordance with The USA PATRIOT Act, a Federal law that requires all financial institutions and their third-party service providers to obtain, verify and record information that identifies each person who opens a Card Account. Residents of the State of Vermont are ineligible to open a Card Account.
Once your identity is verified and your account is registered, your funds on deposit in your Netspend prepaid, debit and savings accounts are FDIC insured up to $250,000 through your issuing bank ("Issuing Bank"), which is Pathward, N.A., Republic Bank & Trust Company, or The Bancorp Bank, N.A., Members FDIC, subject to certain conditions including regulatory requirements for FDIC pass-through insurance and the aggregation of all funds held on deposit in the same capacity at the Issuing Bank. Pathward, N.A. may place your funds at one or more participating FDIC-insured banks (www.pathward.com/programbanks). FDIC insurance protects against the failure of the Issuing Bank, not the failure of Ouro Global, Inc. ("Ouro"). Ouro, a financial technology company, is not a bank and is not FDIC insured. Your Issuing Bank is identified on the back of your card and in your account agreement.
