Netspend Prepaid Card
Manage your money, your way.
The prepaid card to manage your money— Get your government benefits up to 5 days faster1 with direct deposit. Plus, reload at over 130,000 stores2, earn cash back3, and more.
No credit check4, minimum balance or activation fee5 required
130k+ Reload Locations2
Up to 10% cash back3
Banking services provided by Pathward®, National Association, Member FDIC.
Netspend® Prepaid Account gives you so much more.
Here's what you get:
130k+ Reload Locations2
Easily load your card at grocery stores, gas stations, check cashers, and convenience stores all over the country.
Up to 10% cash back3 on everyday shopping
Get rewarded for your purchases with Netspend Rewards cash back offers.
Transfer Funds6
Send money to, or receive money from, friends and family with Netspend® cards.
Get your money up to 5 days early1
Get your federal government benefits up to 5 days faster1 or your paycheck up to 2 days faster1 when you set up Direct Deposit.
Let's get started
Your questions, answered.
Once your identity is verified and your account is registered, your funds on deposit in your Netspend prepaid, debit and savings accounts are FDIC insured up to $250,000 through your issuing bank ("Issuing Bank"), which is Pathward, N.A., Republic Bank & Trust Company, or The Bancorp Bank, N.A., Members FDIC, subject to certain conditions including regulatory requirements for FDIC pass-through insurance and the aggregation of all funds held on deposit in the same capacity at the Issuing Bank. Pathward, N.A. may place your funds at one or more participating FDIC-insured banks (www.pathward.com/programbanks). FDIC insurance protects against the failure of the Issuing Bank, not the failure of Ouro Global, Inc. ("Ouro"). Ouro, a financial technology company, is not a bank and is not FDIC insured. Your Issuing Bank is identified on the back of your card and in your account agreement.