Netspend® Prepaid Account
Manage your money, your way.
Reload your Netspend® card on the go, use it securely online, and enjoy the ease of digital banking with no credit check1 required.
No credit check1
No minimum balance required
No activation fee3
Banking services provided by Pathward®, N.A., Member FDIC.
Netspend® Prepaid gives you so much more.
Here's what you get:
130k+ Reload Locations4
Easily load your card at grocery stores, gas stations, check cashers, and convenience stores all over the country.
Payback Rewards5
Earn cash back offers at select merchants, just for using your card.
Transfer Funds6
Send money to, or receive money from, friends and family with Netspend® cards.
Direct Deposit2
Get your paycheck up to 2 days faster when you direct deposit to your Netspend® card.
Let's get started
Questions?
Once your identity is verified and your account is registered, your funds on deposit in your Netspend prepaid, debit and savings accounts are FDIC insured up to $250,000 through your issuing bank ("Issuing Bank"), which is Pathward, N.A., Republic Bank & Trust Company, or The Bancorp Bank, N.A., Members FDIC, subject to certain conditions including regulatory requirements for FDIC pass-through insurance and the aggregation of all funds held on deposit in the same capacity at the Issuing Bank. Pathward, N.A. may place your funds at one or more participating FDIC-insured banks (www.pathward.com/programbanks). FDIC insurance protects against the failure of the Issuing Bank, not the failure of Ouro Global, Inc. ("Ouro"). Ouro, a financial technology company, is not a bank and is not FDIC insured. Your Issuing Bank is identified on the back of your card and in your account agreement.