Earn $40 when you Direct Deposit $400 in 60 days* | Get Yours »

Netspend

Netspend® Debit Account

Manage your money, your way.

Reload your Netspend® Debit Account on the go, use it securely online, and enjoy the ease of digital banking.

  • No credit check1

  • No minimum balance required

  • No activation fee2

*Receive a $40 credit when you Direct Deposit $400 in 60 days. Banking services provided by Pathward®, N.A., Member FDIC.

Netspend® Debit Account gets you further, faster.3

Here's what you get:

Get your money up 
to 5 days early3

Get your federal government benefits up to 5 days faster3 or your paycheck up to 2 days faster3 when you set up Direct Deposit.

Up to 10% rewards on qualifying purchases

Use your card to get cash back4 on things you already buy.

Up to $300* in Overdraft Protection

Enroll in our Optional Overdraft Service5 that gives you a 24-hour grace period when you need it the most.

Optional Savings Account

Earn up to 6.00% Annual Percentage Yield (APY) with an optional Netspend Savings Account.6

*Eligible customers will be allowed to overdraw their Account up to $10 in total, but may be eligible for a higher combined limit of up to $300 based on the customer account history and other risk-based factors.

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Review the Deposit Account Agreement , Bank Privacy Notice, Netspend Privacy Notice and End User License Agreement.