Earn $40 when you Direct Deposit $400 in 60 days* | Get Yours »
Netspend® Debit Account
Manage your money, your way.
Reload your Netspend® Debit Account on the go, use it securely online, and enjoy the ease of digital banking.
No credit check1
No minimum balance required
No activation fee2
*Receive a $40 credit when you Direct Deposit $400 in 60 days. Banking services provided by Pathward®, N.A., Member FDIC.
Netspend® Debit Account gets you further, faster.3
Here's what you get:
Get your money up to 5 days early3
Get your federal government benefits up to 5 days faster3 or your paycheck up to 2 days faster3 when you set up Direct Deposit.
Up to 10% rewards on qualifying purchases
Use your card to get cash back4 on things you already buy.
Up to $300* in Overdraft Protection
Enroll in our Optional Overdraft Service5 that gives you a 24-hour grace period when you need it the most.
Optional Savings Account
Earn up to 6.00% Annual Percentage Yield (APY) with an optional Netspend Savings Account.6
*Eligible customers will be allowed to overdraw their Account up to $10 in total, but may be eligible for a higher combined limit of up to $300 based on the customer account history and other risk-based factors.
Direct Deposit: The Real MVP
Get paid up to several days faster.3
Paychecks
Tax Refunds
Government Benefits
Let's get started
Review the Deposit Account Agreement and Privacy Policy.
Questions?
Once your identity is verified and your account is registered, your funds on deposit in your Netspend prepaid, debit and savings accounts are FDIC insured up to $250,000 through your issuing bank ("Issuing Bank"), which is Pathward, N.A., Republic Bank & Trust Company, or The Bancorp Bank, N.A., Members FDIC, subject to certain conditions including regulatory requirements for FDIC pass-through insurance and the aggregation of all funds held on deposit in the same capacity at the Issuing Bank. Pathward, N.A. may place your funds at one or more participating FDIC-insured banks (www.pathward.com/programbanks). FDIC insurance protects against the failure of the Issuing Bank, not the failure of Ouro Global, Inc. ("Ouro"). Ouro, a financial technology company, is not a bank and is not FDIC insured. Your Issuing Bank is identified on the back of your card and in your account agreement.