Earn $100 when you Direct Deposit $400 in 60 days* | Get Yours »
Netspend® Debit Account
Manage your money, your way.
Reload your Netspend® Debit Account on the go, use it securely online, and enjoy the ease of digital banking.
No credit check1
No minimum balance required
No activation fee2
*Receive a $100 credit when you Direct Deposit $400 in 60 days. Banking services provided by Pathward®, N.A., Member FDIC.
Netspend® Debit Account gets you further, faster.3
Here's what you get:
Get your money up to 5 days early3
Get your federal government benefits up to 5 days faster3 or your paycheck up to 2 days faster3 when you set up Direct Deposit.
Up to 10% rewards4 on qualifying purchases
Use your card to get cash back on things you already buy.
Up to $300 in Overdraft Protection5
Enroll in our Optional Overdraft Service that gives you a 24-hour grace period when you need it the most.
Optional Savings Account6
Earn up to 6.00% Annual Percentage Yield (APY) with an optional Netspend Savings Account.
Direct Deposit: The Real MVP
Get paid up to several days faster.3
Paychecks3
Tax Refunds3
Government Benefits3
Let's get started
Questions?
Once your identity is verified and your account is registered, your funds on deposit in your Netspend® Debit Account are FDIC insured up to $250,000 through your issuing bank ("Issuing Bank"), which is Pathward®, National Association, Member FDIC, subject to certain conditions including regulatory requirements for FDIC pass-through insurance and the aggregation of all funds held on deposit in the same capacity at the Issuing Bank. Pathward, N.A. may place your funds at one or more participating FDIC-insured banks (www.pathward.com/programbanks). FDIC insurance protects against the failure of the Issuing Bank, not the failure of Netspend Corporation or co-brand sponsor. Netspend and co-brand sponsor are not banks and are not FDIC insured. Your Issuing Bank is identified on the back of your card and in your account agreement.