Netspend® Debit Account
Manage your money, your way.
Reload your Netspend® Debit Account on the go, use it securely online, and enjoy the ease of digital banking.
No credit check1
No minimum balance required
No activation fee2
Banking services provided by Pathward®, National Association, Member FDIC.
Netspend® Debit Account gets you further, faster.3
Here's what you get:
Get your money up to 5 days early3
Get your federal government benefits up to 5 days faster3 or your paycheck up to 2 days faster3 when you set up Direct Deposit.
Up to 10% rewards on qualifying purchases
Use your card to get cash back4 on things you already buy.
Up to $300* in Overdraft Protection
Enroll in our Optional Overdraft Service5 that gives you a 24-hour grace period when you need it the most.
Optional Savings Account
Earn up to 6.00% Annual Percentage Yield (APY) with an optional Netspend Savings Account.6
*Eligible customers will be allowed to overdraw their Account up to $10 in total, but may be eligible for a higher combined limit of up to $300 based on the customer account history and other risk-based factors.
Direct Deposit: The Real MVP
Get paid up to several days faster.3
Paychecks
Tax Refunds
Government Benefits
Let's get started
Questions?
Once your identity is verified and your account is registered, your funds on deposit in your Netspend debit and savings account are FDIC insured up to $250,000 through Pathward, N.A., Member FDIC, subject to certain conditions including regulatory requirements for FDIC pass-through insurance and the aggregation of all funds held on deposit in the same capacity at Pathward, N.A. Pathward, N.A. may place your funds at one or more participating FDIC-insured banks (http://www.pathward.com/programbanks). FDIC insurance protects against the failure of Pathward, N.A., not the failure of Ouro Global, Inc. (“Ouro”). Ouro, a financial technology company, is not a bank and is not FDIC insured.