Earn up to $4001 with Netspend® | Get Yours »
Netspend® Debit Account
Join Netspend® and earn up to $4001
Set up a Netspend® account and earn as you go. See details.
No credit check2
No minimum balance required
No activation fee3
*Receive a $100 credit1 when you Direct Deposit $400 in 60 days. Banking services provided by Pathward®, National Association, Member FDIC.
Steps to claim
How to get $4001
Step 1
Set up Direct
Deposit
Earn $100 when you set up and receive a qualifying $400+ direct deposit within 60 Days.4
$100
Step 2
Pay your bills
Earn up to $100 for paying at least $50/month5 on your phone, TV or internet bill.
(Step 1 required to activate this bonus.)
UP TO$100
Step 3
Make purchases
Earn up to $200 just by shopping with your Netspend card. Make at least 15 purchases.6
Spend $1,000 → Get $100
Spend $2,000 → Get $150
Spend $3,000 → Get $200
UP TO$200
Qualified bill pay merchants:
AT&T, Boost Mobile, Cricket Wireless, Mint Mobile, Spectrum Internet … and more!5
Netspend® Debit Account gets you further, faster.
Here's what you get:
Get your money up to 5 days early7
Get your federal government benefits up to 5 days faster or your paycheck up to 2 days faster when you set up Direct Deposit.
Up to 10% rewards on qualifying purchases8
Use your card to get cash back on things you already buy.
Up to $300* in Overdraft Protection9
Enroll in our Optional Overdraft Service that gives you a 24-hour grace period when you need it the most.
Optional Savings Account10
Earn up to 6.00% Annual Percentage Yield (APY) with an optional Netspend Savings Account.
*Eligible customers will be allowed to overdraw their Account up to $10 in total, but may be eligible for a higher combined limit of up to $300 based on the customer account history and other risk-based factors.
Let's get started
Questions?
Once your identity is verified and your account is registered, your funds on deposit in your Netspend prepaid, debit and savings accounts are FDIC insured up to $250,000 through your issuing bank ("Issuing Bank"), which is Pathward, N.A., Republic Bank & Trust Company, or The Bancorp Bank, N.A., Members FDIC, subject to certain conditions including regulatory requirements for FDIC pass-through insurance and the aggregation of all funds held on deposit in the same capacity at the Issuing Bank. Pathward, N.A. may place your funds at one or more participating FDIC-insured banks (www.pathward.com/programbanks). FDIC insurance protects against the failure of the Issuing Bank, not the failure of Ouro Global, Inc. ("Ouro"). Ouro, a financial technology company, is not a bank and is not FDIC insured. Your Issuing Bank is identified on the back of your card and in your account agreement.