Earn up to $1001 with Netspend® | Get Yours »
Netspend® Debit Account
Get $1001 just for getting started
Set up direct deposit and load $400 to your Netspend® Debit Account — get a $1001 bonus. See details.
No credit check2
No minimum balance required
No activation fee3
*Receive a $100 credit1 when you Direct Deposit $400 in 60 days. Banking services provided by Pathward®, National Association, Member FDIC.
Steps to claim
How to get $1001
Step 1
Set up Direct
Deposit
Log in to your account and enroll in Direct Deposit
Step 2
Get paid early4
Earn $100 when you set up and receive a qualifying $400+ direct deposit within 60 Days.1
Funds can be loaded all at once or over time—as long as direct deposits add up to $400 in 60 days.
$100
Netspend® Debit Account gets you further, faster.
Here's what you get:
Get your money up to 5 days early4
Get your federal government benefits up to 5 days faster or your paycheck up to 2 days faster when you set up Direct Deposit.
Up to 10% rewards on qualifying purchases5
Use your card to get cash back on things you already buy.
Up to $300* in Overdraft Protection6
Enroll in our Optional Overdraft Service that gives you a 24-hour grace period when you need it the most.
Optional Savings Account7
Earn up to 6.00% Annual Percentage Yield (APY) with an optional Netspend Savings Account.
*Eligible customers will be allowed to overdraw their Account up to $10 in total, but may be eligible for a higher combined limit of up to $300 based on the customer account history and other risk-based factors.
Let's get started
Review the Deposit Account Agreement and Privacy Policy.
Questions?
Once your identity is verified and your account is registered, your funds on deposit in your Netspend prepaid, debit and savings accounts are FDIC insured up to $250,000 through your issuing bank ("Issuing Bank"), which is Pathward, N.A., Republic Bank & Trust Company, or The Bancorp Bank, N.A., Members FDIC, subject to certain conditions including regulatory requirements for FDIC pass-through insurance and the aggregation of all funds held on deposit in the same capacity at the Issuing Bank. Pathward, N.A. may place your funds at one or more participating FDIC-insured banks (www.pathward.com/programbanks). FDIC insurance protects against the failure of the Issuing Bank, not the failure of Ouro Global, Inc. ("Ouro"). Ouro, a financial technology company, is not a bank and is not FDIC insured. Your Issuing Bank is identified on the back of your card and in your account agreement.