No credit card? No checking account?

Get a NetSpend^®
Visa^® Prepaid Debit Card

No credit check¹
No late fees or interest²
No minimum balance

Finally, there's an easy way to get plastic without the hassles of a traditional checking account. Use the NetSpend prepaid card to:

Pay bills and make purchases online³
Use it when you can't use cash — everywhere Visa Debit cards are accepted
Protect your money — carrying a card is safer than carrying cash

Get paid up to 2 days faster⁴

With direct deposit your paychecks and government checks can be available on your card up to 2 days faster than paper checks.

Add money with ease

Put money on your card at any of more than 130,000 reload locations like Walgreen’s^®, 7-Eleven^® and Western Union^®.

NetSpend is safe, secure and trusted

Upon activation of your card, your funds are FDIC insured up to the current coverage limit. MetaBank^TM; Member FDIC.

NetSpend is Better Business Bureau (BBB) Accredited and has a BBB rating of A+.

The NetSpend website is certified for its security standards by McAfee, the largest dedicated security company in the world.

Guaranteed Approval!¹

Just fill out this secure form

It's fast and easy to request your card

First Name*

Last Name*

Address * (PO Box not allowed)

Apt. Number

We will never sell or trade your address.

City*

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ZIP Code*

E-mail Address*

We will never sell or trade your email address.

Phone

Which of the following payments would you like to receive faster with Direct Deposit?*

* By checking this box, I confirm that I have read and agree to the terms and conditions of the Cardholder Agreement and the issuing bank's privacy policy.

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CARDHOLDER AGREEMENT and FEES | PRIVACY POLICY