NetSpend Payback Rewards


Earn cash back just for using your NetSpend card2

NetSpend Payback RewardsTM pays you back for many of your everyday purchases. The more you use your card, the more offers you'll receive, and the more cash back you'll get!

How It Works

  • Use your card for all of your everyday purchases.
  • Go online to your Rewards page to see your offers. To activate them, click the ones you like.
  • Then, use your card to shop and redeem your offers.
  • We'll keep track of the rewards you've earned. Then at the end of the following month, we'll credit your card account automatically. It's that simple.

For instance, activate an offer in mid-June, use your card to shop later in the month, and your card will be credited with your reward at the end of July.

How Much Will It Cost?

NetSpend Payback RewardsTM doesn't cost you anything extra - it's our way of saying thank you. Finally. A rewards program that works as hard as you do.

NetSpend Payback Rewards gives you:

  • Earn rewards for using your card!
  • Great offers from great merchants

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1 Any information, recommendations, as well as optional programs and products directly offered by, or made available through NetSpend Corporation ("NetSpend") are neither endorsed, guaranteed, nor administered by one or more of the banks for which NetSpend is an authorized Independent Sales Organization.

2 NetSpend Payback Rewards is an optional program. You may opt-out at any time by visiting your NetSpend Payback Rewards Summary Page at The reward offers we choose and send to you are based on your shopping habits. NetSpend will not share any personal information about you with the merchants who sponsor offers. When you activate an offer and make a purchase with the card, the merchant will not know you are a NetSpend Payback Rewards customer, but you will become their customer. For more details about how and when you get rewarded, see the NetSpend Payback Rewards FAQs and the Program Terms and Conditions. Cash back rewards are credited to your account and not available in the form of a check or other direct payment method.

The NetSpend Visa Prepaid Card is issued by The Bancorp Bank, BofI Federal Bank, MetaBank, and Republic Bank & Trust Company pursuant to a license from Visa U.S.A. Inc. The NetSpend Prepaid MasterCard is issued by The Bancorp Bank, BofI Federal Bank, MetaBank, and Republic Bank & Trust Company pursuant to license by MasterCard International Incorporated. The Bancorp Bank, BofI Federal Bank, MetaBank, and Republic Bank & Trust Company; Members FDIC. Please see back of your Card for its issuing bank. NetSpend, a TSYS® Company, is a registered agent of The Bancorp Bank, BofI Federal Bank, MetaBank, and Republic Bank & Trust Company. The NetSpend Visa Prepaid Card may be used everywhere Visa debit cards are accepted. The NetSpend Prepaid MasterCard may be used everywhere Debit MasterCard is accepted. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Use of the Card Account is subject to funds availability and ID verification. Transaction fees, terms and conditions apply to the use and reloading of the Card Account. See Cardholder Agreement for details.

MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.

All trademarks and brand names belong to their respective owners. Use of these trademarks and brand names do not represent endorsement by or association with this card program. All rights reserved.

© 2016 Total System Services, Inc.®. All rights reserved worldwide. TSYS® and NetSpend are federally registered U.S. service marks of Total System Services, Inc.