Customize Your NetSpend Debit Card

Customize Your Own NetSpend Card1

Personalize your NetSpend card or add an extra layer of security

With the Picture It Card Creator, customize your NetSpend card with a photo of your choice. Add a picture of a special event or memory, or add your own photo for an additional layer of security. Your first card is included at no cost2 when you upgrade to NetSpend Premier®. There is a Custom Card Fee of up to $4.95 for each additional custom card you create.

If you're a current cardholder, log in and customize your card.

Customize Your NetSpend Debit Card

How It Works

Log in to the Online Account Center. From the My Account menu, select 'My Prepaid Cards' and then 'Design a Card.'

Choose one of two options:

  • Full Size Photo Customize your NetSpend card with the photo of your choice. Add a picture of your family and friends. Or, put a photo of a favorite special moment on your card.
  • Passport-Type Photo Get peace of mind and an additional level of security by adding your own passport-type photo to the front of your card. Merchants will always know it's your card, giving you extra security. It can help deter fraud if the card is lost or stolen.

How Much Will It Cost?

There is a Custom Card Fee of up to $4.95 for each custom card you create. Log in to the Online Account Center to see the fee that applies to your card account. Get one card included at no cost2 when you upgrade to NetSpend Premier*.


Create a look that:

  • Is as unique as you are, with the Picture It Card Creator
  • Adds peace of mind

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* To qualify for NetSpend Premier, receive $500 in payroll or government benefit direct deposits in one (1) calendar month. Upon qualifying, an eligible Cardholder on the Pay-As-You-GOTM fee plan must call 1-86-NETSPEND or visit www.netspend.com to change to the discounted FeeAdvantageTM Plan ("FAP"). A Cardholder already enrolled in the FAP will be changed to the discounted rate on the next plan fee assessment date after qualifying. See Cardholder Agreement for details.

1 Custom card fee required. Picture must meet Image Guidelines. If custom card is lost, stolen, or damaged, any request for: (a) a replacement custom card requires resubmission of image and payment of custom card replacement fee, or (b) a replacement standard card requires payment of standard card replacement fee. See online custom card FAQs and the Fee Schedule in the Cardholder Agreement.

2 Other transaction fees and costs, terms, and conditions are associated with the use of this Card. Custom Card Fee of $4.95 is waived. Limit of one (1) no cost custom card per Card Account.

3 NetSpend does not charge for this service, but your wireless carrier may charge for messages or data.

The NetSpend Visa Prepaid Card is issued by The Bancorp Bank, BofI Federal Bank, MetaBank, and Republic Bank & Trust Company pursuant to a license from Visa U.S.A. Inc. The NetSpend Prepaid MasterCard is issued by The Bancorp Bank, BofI Federal Bank, MetaBank, and Republic Bank & Trust Company pursuant to license by MasterCard International Incorporated. The Bancorp Bank, BofI Federal Bank, MetaBank, and Republic Bank & Trust Company; Members FDIC. Please see back of your Card for its issuing bank. NetSpend, a TSYS® Company, is a registered agent of The Bancorp Bank, BofI Federal Bank, MetaBank, and Republic Bank & Trust Company. The NetSpend Visa Prepaid Card may be used everywhere Visa debit cards are accepted. The NetSpend Prepaid MasterCard may be used everywhere Debit MasterCard is accepted. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Use of the Card Account is subject to funds availability and ID verification. Transaction fees, terms and conditions apply to the use and reloading of the Card Account. See Cardholder Agreement for details.

MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.

All trademarks and brand names belong to their respective owners. Use of these trademarks and brand names do not represent endorsement by or association with this card program. All rights reserved.

© 2016 Total System Services, Inc.®. All rights reserved worldwide. TSYS® and NetSpend are federally registered U.S. service marks of Total System Services, Inc.