TOOLS TO MANAGEKeys to Manage Your Money

The Better Way To Bank

We've made it easy for you to see how you spend and save every day. We give you practical tools to help you better manage your money.

  • Tools you can use anytime, anywhere
  • Exclusive opportunity to start growing your savings
  • Money-saving rewards program
Access Your Money Anytime, Anywhere

Anytime, Anywhere Access

Enjoy the freedom to manage your money where and when you want - at home, at work or on the road - anywhere there's a computer with an Internet connection.

  • The online Account Center where you can see your balance, your deposits and transaction history
  • Pay bills online instantly, or schedule recurring or future payments
  • Create a budget. Staying within a budget is easy when you use our planning tools
  • Sign up for Anytime AlertsTM to receive a text message the instant your money is available, and track your card account balance after every transaction
Get Exclusives You'll Love

NetSpend Exclusives

We give our cardholders special opportunities to save or grow their money, including:

  • Lower fees and exclusive benefits with a FREE upgrade to NetSpend Premier®
  • A NetSpend Savings Account pays a very generous 5.00% APY (Annual Percentage Yield)1
  • The ability to receive up to $20 for every family member or friend you refer who opens and funds a NetSpend card account2
Save More with NetSpend

Other Ways For You To Save

We're here to help you manage your money. We work hard to find ways to reward you for being a loyal NetSpend cardholder.

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FDIC MasterCard VISA Click for the Business Review of prepaid debit card provider, NetSpend Corporation.

1 The Savings Account is made available to Cardholders through BofI Federal Bank, The Bancorp Bank, and MetaBank®; Members FDIC. To participate in the Savings Account program, Cardholder must consent to and continue receiving communications from us in electronic form. If Cardholder is subject to Internal Revenue Service backup withholding at the time of the request to open a Savings Account, the request will be declined. Interest is calculated on the Average Daily Balance(s) of the Savings Account and is paid quarterly.

  • If the Average Daily Balance is $5,000.00 or less, the interest rate paid on the entire balance will be 4.91% with an annual percentage yield (APY) of 5.00%.
  • If the Average Daily Balance is more than $5,000.00, the interest rate paid on the portion of the Average Daily Balance which exceeds $5,000.00 will be 0.49% with an APY of 0.50%, and the interest paid on the portion of the Average Daily Balance which is $5,000.00 or less will be 4.91%.

The APY for this tier will range from 5.00% to 0.72%, depending on the balance in the account. The interest rates and APYs of each tier may change. The APYs were accurate as of . These are promotional rates and may change without notice pursuant to applicable law. No minimum balance necessary to open Savings Account or obtain the yield(s). Because Savings Account funds are withdrawn through the Card Account (maximum 6 such transfers per calendar month), Card Account transaction fees could reduce the interest earned on the Savings Account. Card Account and Savings Account funds are FDIC-insured through BofI Federal Bank, The Bancorp Bank, and MetaBank, Members FDIC upon verification of Cardholder's identity. For purposes of FDIC coverage limit, all funds held on deposit by the Cardholder at BofI Federal Bank, The Bancorp Bank, and MetaBank will be aggregated up to the coverage limit, currently $250,000.00.

2 Rewards are paid if a referred cardholder activates a new card and funds it with a total of at least $40.00. Rewards are not paid if the referred cardholder has at any time had a NetSpend card; cardholder status will be verified by NetSpend. The number of referral rewards a participant may receive is not limited, however, participants are solely responsible for determining any tax liability arising from this offer. Offer void where prohibited by law.

3 This is NOT insurance. Discounts are only available at participating pharmacies. By using this card, you agree to pay the entire prescription cost less any applicable discount. Savings may vary by drug and by pharmacy. "As much as 55%" savings are based on actual drug purchases for all drug discount card programs administered by Apex Affinity. Your savings may not be as much as 55%. Prescription claims through this program will not be eligible for reimbursement through Medicaid, Medicare or any other government program. This program does not guarantee the quality of the services or products offered by individual providers. Apex Affinity does not sell your personal information. Call 1-877-489-6402 to file a complaint related to this program. Note to Texas Consumers: You may contact the Texas Department of Insurance if you remain dissatisfied after completing this program's complaint process.

The NetSpend Visa Prepaid Card is issued by The Bancorp Bank, BofI Federal Bank, MetaBank, and Republic Bank & Trust Company pursuant to a license from Visa U.S.A. Inc. The NetSpend Prepaid MasterCard is issued by The Bancorp Bank, BofI Federal Bank, MetaBank, and Republic Bank & Trust Company pursuant to license by MasterCard International Incorporated. The Bancorp Bank, BofI Federal Bank, MetaBank, and Republic Bank & Trust Company; Members FDIC. Please see back of your Card for its issuing bank. NetSpend, a TSYS® Company, is a registered agent of The Bancorp Bank, BofI Federal Bank, MetaBank, and Republic Bank & Trust Company. The NetSpend Visa Prepaid Card may be used everywhere Visa debit cards are accepted. The NetSpend Prepaid MasterCard may be used everywhere Debit MasterCard is accepted. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Use of the Card Account is subject to funds availability and ID verification. Transaction fees, terms and conditions apply to the use and reloading of the Card Account. See Cardholder Agreement for details.

MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.

All trademarks and brand names belong to their respective owners. Use of these trademarks and brand names do not represent endorsement by or association with this card program. All rights reserved.

© 2015 Total System Services, Inc.®. All rights reserved worldwide. TSYS® and NetSpend are federally registered U.S. service marks of Total System Services, Inc.