The free1 and easy way to add money to your NetSpend® Prepaid Debit Card.

  • Get Paid Up to 2 Days Faster2
    Your money is available as soon as it is deposited to your Card Account; that's up to 2 days faster.2 There's no waiting for a check to clear and we won't hold your funds. When you sign up fo Anytime Alerts™, you'll know the instant your money is available.2
  • It's Safe and Convenient
    Since your money is deposited electronically, there's no risk of a check getting lost or stolen. Plus, no need to visit the bank or wait in line to cash a check.
  • You Can Avoid Check-Cashing Fees
    Direct deposit is absolutely free1. Pay no check cashing or load fees for the checks you have direct deposited to your Card Account.
  • You're in Control of Your Money
    You control how much of each check is deposited - it doesn't have to be the full amount of the check.

Plus, when you have $500 or more in payroll or government benefits direct deposited to your NetSpend Prepaid Card in one calendar month, you're eligible for a no-cost Speedy Select upgrade.

Learn More about Speedy Select

Enrolling in Direct Deposit is Easy!

1. Fill out the Direct Deposit Form

Option 1: Get your personalized form ONLINE
Registered users can visit the Online Account Center to download a personalized form.

Option 2: PRINT a blank form
If you have not registered your account via the Online Account Center, you can print a blank form to complete with the Issuing Bank Name, Card Account Number and Bank Routing Number as instructed.

Account Login

2. Submit the Form to Set-up Direct Deposit

Option 1: Payroll Checks
Submit the completed Direct Deposit Form to your Payroll Department or other check provider.

Option 2: Contact your government benefits provider directly to setup direct deposit. Make sure you have your NetSpend Prepaid Card routing and account numbers handy for easy reference.

1 No fee for direct deposit services, but there may be a cost when reloading card at retail locations or via bank fund transfer. See your Cardholder Agreement or Online Account Center for details.

2 Faster access to funds is based on comparison of NetSpend’s immediate availability policy versus the typical banking practice of only posting funds after settlement. Direct Deposit and earlier availability of funds are subject to payor’s support of this feature and timing of payor’s funding. Check with your payor to find out when the direct deposit of funds will start.

3 NetSpend does not charge for this service, but your wireless carrier may charge for messages or data.

4 The Speedy Rewards customer loyalty program (the "Rewards Program") is operated by Speedway, LLC. Speedway customers enrolled in the Rewards Program earn Speedy Rewards points ("Points") in a variety of ways including through the purchase and reload (including eligible direct deposit reloads) of a NetSpend Prepaid Card obtained at any participating Speedway location. This optional Rewards program is not a MetaBank® product or service nor does MetaBank endorse this offer.

The NetSpend Visa Prepaid Card is issued by MetaBank; Member FDIC, pursuant to a license from Visa U.S.A. Inc. The NetSpend Prepaid MasterCard is issued by MetaBank; Member FDIC, pursuant to license by MasterCard International Incorporated. NetSpend, a TSYS® Company, is an authorized Independent Sales Organization of MetaBank. The NetSpend Visa Prepaid Card may be used everywhere Visa debit cards are accepted. The NetSpend Prepaid MasterCard may be used everywhere Debit MasterCard is accepted. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Use of the Card Account is subject to funds availability and ID verification. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. See the Cardholder Agreement for details.

MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.

© 2015 Total System Services, Inc.® All rights reserved worldwide. TSYS® and NetSpend are federally registered U.S. service marks of Total System Services, Inc. All other trademarks and service marks belong to their owners.