The better way to bank

  • No credit check. You’re guaranteed approval.1
  • No minimum balance.
  • Prepaid cards are the smarter way to manage your money.
Speedy Rewards

Special for Speedy Rewards Members

Speedy Rewards Members now earn even more points with a NetSpend card.2

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Speedy Select

Get More with a Speedy Select Card

Save money with lower pricing and premium card account features.

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Use Your Card

Use Your Card

Make purchases anywhere Debit MasterCard® and Visa® debit cards are accepted.

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Cash Your Checks

Load a check.
In a snap.

Load checks straight to your card in minutes from anywhere, at anytime using your mobile device and Mobile Check Load.3

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Reload Your Card at Speedway

Reload Your Card at Speedway

There are a lot of ways to easily add money to your NetSpend account.4

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Get Paid Faster with Direct Deposit

Get Paid Faster with Direct Deposit

Direct Deposit is the free5 and easy way to add money to your NetSpend card.6

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1 IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW CARD ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see a copy of your driver's license or other identifying documents.

In accordance with federal regulations, until it is activated and registered, a prepaid card is subject to initial load limitations, may not be used for ATM use, international transactions or account-to-account transfers, or be reloaded. Residents of the State of Vermont are ineligible to open a Card Account.

2 The Speedy Rewards customer loyalty program (the "Rewards Program") is operated by Speedway, LLC. Speedway customers enrolled in the Rewards Program earn Speedy Rewards points ("Points") in a variety of ways including through the purchase and reload (including eligible direct deposit reloads) of a NetSpend Prepaid Card obtained at any participating Speedway location. This optional Rewards Program is not a MetaBank® product or service nor does MetaBank endorse this offer.

3 Mobile Check Load is a service provided by First Century Bank, N.A. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions, and Privacy Policy. Approval review usually takes 3 to 5 minutes but can take up to one hour. All checks are subject to approval for funding in Ingo Money’s sole discretion. Fees apply for approved Money in Minutes transactions funded to your card. Unapproved checks will not be funded to your card. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Your wireless carrier may charge a fee for message and data usage. Additional transaction fees, costs, terms and conditions may be associated with the funding and use of your card. See your Cardholder Agreement for details.

4 Fee may be assessed by reload location and may vary from location to location.

5 No fee for direct deposit services, but there may be a cost when reloading card at retail locations or via bank fund transfer. See your Cardholder Agreement or Online Account Center for details.

6 Faster access to funds is based on comparison of NetSpend’s immediate availability policy versus the typical banking practice of only posting funds after settlement. Direct Deposit and earlier availability of funds are subject to payor’s support of this feature and timing of payor’s funding. Check with your payor to find out when the direct deposit of funds will start.

The NetSpend Visa Prepaid Card is issued by MetaBank; Member FDIC, pursuant to a license from Visa U.S.A. Inc. The NetSpend Prepaid MasterCard is issued by MetaBank; Member FDIC, pursuant to license by MasterCard International Incorporated. NetSpend, a TSYS® Company, is an authorized Independent Sales Organization of MetaBank. The NetSpend Visa Prepaid Card may be used everywhere Visa debit cards are accepted. The NetSpend Prepaid MasterCard may be used everywhere Debit MasterCard is accepted. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Use of the Card Account is subject to funds availability and ID verification. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. See the Cardholder Agreement for details.

MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.

© 2016 Total System Services, Inc.® All rights reserved worldwide. TSYS® and NetSpend are federally registered U.S. service marks of Total System Services, Inc. All other trademarks and service marks belong to their owners.