Your Money. Your Way.

Money can be tricky sometimes, but it doesn’t have to be. With a NetSpend® Visa® Prepaid Card and NetSpend® Prepaid MasterCard® you choose the options that fit your life best, giving you the freedom and control to do your banking your way. Your life’s not like everyone else’s, so why should your banking be?

Add Money.

Cashing a check can be such a hassle. Make life easier and get your money into your NetSpend account quickly, without lifting a finger.

The easiest way is with Direct Deposit, and your paycheck or government benefits will be in your account up to two days faster.[1]

Cash or paper checks are easy to add too. Skip the line completely and load checks directly from your mobile phone in minutes with Mobile Check Load.[2] Or stop by one of over 130,000+ convenient Reload Locations nationwide to add cash or checks in person.[3]

Go Shopping, Pay Bills, and More.

You got this. With a NetSpend Prepaid Card, you can enjoy the freedom to do everything your family needs all from one account.

You can shop anywhere–from stocking up the fridge to topping off the gas tank. Or pay your bills online and stop worrying about those surprise or late bills. You can even withdraw cash from ATMs[4] or at the register, and send money directly to family to take care of what matters most.[5]

See all features

Stay in Control.

It can be hard to see where your money went, but with your NetSpend Prepaid Card, you can easily keep track of every dime.

You can access your account 24/7 with our Mobile App[6] and Online Account Center. Or if you just need a quick update, sign up for Anytime Alerts and get text messages[6] for things like when your paycheck’s in your account. You can even refill your prepaid mobile phone.

Oh, and we know we all get off track occasionally. So, if you’re ever a little short on money, you don’t have to worry. With our Purchase Cushion, we may cover you up to $10 on a purchase.[7] (Available on NetSpend Premier Cards, only)

Get the Card that Fits You.

Ready to bank your way? Order a card now and receive it in 7-10 days.

  • No credit check[8]
  • No minimum balance
  • No activation fee

Sign Up Now

More Than Just a Card.

Cash back, rewards, and peace of mind all in one card?  Yes, yes, and yes.

  • Save Labor

    Get Something Back

    Earn cash back on many of your everyday purchases when you shop with Payback Rewards.[9]

    Get paid interest with a no-minimum 5.00% APY Savings Account.[10]

    Refer a Friend to NetSpend and get a $20 bonus for every friend that adds $40 to their card.[11]

  • Stay Secure

    Create a unique card design or add your photo for extra security with Custom Cards.[12]

    Create a temporary Virtual Card to keep your account number private when you shop online.[13]

    Get a text message alert when money goes in or out of your account with Anytime Alerts.[6]

Ready to change the way you pay?

Order a Card today, and you’ll receive it in the mail in 5-7 days.
There’s no credit check, so you’re guaranteed approval.[8]

Sign Up Now