Add Peace of Mind to Your Purchases

Virtual Accounts allow you to pay for purchases or bills with the funds in your Netspend® Card Account without sharing your normal Prepaid Card number.

Card usage is subject to card activation and identity verification.[1]

With your Netspend Card Account, you are able to generate up to 6 temporary Virtual Account numbers for online and phone transactions.[2]

Limit your risk.
If you’re purchasing from an online shop you’re unfamiliar with and would prefer to not share your Prepaid Card number, then log in to the Online Account Center and generate a temporary Virtual Account number for that purchase. Once the transaction is complete, you can cancel the virtual number without affecting your Netspend Card Account.

Pay for trial subscriptions.
Want to sign up for a free trial but not sure you’ll want to keep the subscription? Generate a Virtual Account number to sign up and then cancel it immediately before the service begins charging you.

You will still need to cancel the trial subscription, but won’t have to worry about a surprise charge appearing on your statement. If you enjoy the free trial and want to continue using the service, just update your information to your regular Prepaid Card number.

Go even further.

Customize your Card with a family photo, a photo of yourself, or a favorite image to make it truly one of a kind.[3]

Learn more

Ready to change the way you pay?

Order a Card today, and you’ll receive it in the mail within 7-10 business days.

Sign Up Now

Explore More Features

  • Direct Deposit

    GET PAID UP TO 2 DAYS FASTER than with a paper check[4]

    Have your paycheck or benefits loaded straight to your Card Account.

    Learn about Direct Deposit

  • Mobile App[5]


    Use your smartphone to access your account.

    See the app

  • Send Money


    Transfer money to friends and family.[6]

    See how it works