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Get paid up to 2 days faster with Direct Deposit2
100% Approved1- no credit check
Faster Tax Refunds when you e-file and use direct deposit3
Your money is safe and secure.
Upon activation of your card, your funds are FDIC insured up to the current coverage limit.4
Your information is secure.
NetSpend.com is scanned daily by MacAfee.
Bank with confidence.
NetSpend is Better Business Bureau Accredited and has a BBB rating of A+.
1 To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires all financial institutions and their third parties to obtain, verify, and record information that identifies each person who opens a card account. What this means for you: When you open a card account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. Approval of your request for a NetSpend Prepaid Debit Card requires passing our identification verification process.
2 Faster access to funds is based on comparison of NetSpend's immediate availability policy versus the typical banking practice of posting funds only after settlement. Direct deposit and faster direct deposit capability is subject to payor's support of the feature and timing of payor's funding. Check with your payor to determine when direct deposit will start.
3 For up to date information from the IRS, visit http://www.irs.gov/refunds. State tax refund delivery times vary.
4 Card Account funds are FDIC-insured up to the current coverage limit upon receipt of the funds and verification of the Cardholder's identifying information. Coverage limit is subject to aggregation of all Cardholder's funds held on deposit at MetaBank™, Member FDIC.
NetSpend Visa Prepaid Cards are issued by MetaBank™, Member FDIC, pursuant to a license from Visa U.S.A. Inc. NetSpend is an authorized Independent Sales Organization of MetaBank. Use of Card Account is subject to funds availability. Transaction fees, terms and conditions apply to the use and reloading of the Card Account. See the Cardholder Agreement for details.
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