Add money
with ease
Free reloads every day at H-E-B or use one of our more than 130,000 NetSpend Reload Network locations.1
Access your money & account 24/7
Use our mobile app2, anytime alerts™2 and Online Account Center to access your money and account wherever you are, whenever you want.
Get Paid up to 2 Days Faster3
Get your paycheck or government benefits up to 2 days faster with direct deposit.3
Load Checks in Minutes4
Load checks straight to your account from anywhere at any time. It's as easy as taking a picture!4
*IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW CARD ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. In accordance with federal regulations, until it is activated and registered, a prepaid card is subject to initial load limitations, may not be used for ATM use, international transactions or account-to-account transfers, or be reloaded. Residents of the State of Vermont are ineligible to open a Card Account.
1 There is no fee for cash reloads at H-E-B locations. Reload fees may be assessed by other reload locations and may vary from location to location. Other costs, terms, and conditions are associated with the use and reloading of this Card Account. See the Cardholder Agreement for details and additional fees.
2 NetSpend does not charge for this service, but your wireless carrier may charge for messages or data.
3 Faster access to funds is based on comparison of NetSpend's immediate availability policy versus the typical banking practice of only posting funds after settlement. Direct Deposit and earlier availability of funds are subject to payor's support of this feature and timing of payor's funding. Check with your payor to find out when the direct deposit of funds will start.
4 Mobile Check Load is a service provided by First Century Bank, N.A. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions, and Privacy Policy. Approval review usually takes 3 to 5 minutes but can take up to one hour. All checks are subject to approval for funding in Ingo Money's sole discretion. Fees apply for approved Money in Minutes transactions funded to your card. Unapproved checks will not be funded to your card. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Your wireless carrier may charge a fee for message and data usage. Additional transaction fees, costs, terms and conditions may be associated with the funding and use of your card. See your Cardholder Agreement for details.
The H-E-B Visa Plus Prepaid Card is issued by BofI Federal Bank pursuant to a license from Visa U.S.A. Inc. BofI Federal Bank; Member FDIC. NetSpend, a TSYS® Company, is a registered agent of BofI Federal Bank. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Use of the Card Account is subject to funds availability and ID verification. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. See the Cardholder Agreement for details.
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