The following products/services are licensed from Alexsam, Inc., under one or both of U.S. Patent No. 6,000,608, issued on December 14, 1999 and entitled "Multifunction Card System" and U.S. Patent No. 6,189,787, issued on February 20, 2001 and entitled: "Multifunction Card System":


Any product for which NetSpend serves as:


(i) a processor for the accounts and/or sub-accounts with such product; (ii) a program manager; or (iii) an issuer, or any system or method associated therewith.


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FDIC MasterCard VISA Click for the Business Review of prepaid debit card provider, NetSpend Corporation.

1 Customers ordering a card through this site are eligible to open a NetSpend National Savings account made available through MetaBankTM, Member FDIC. Interest is calculated on the Average Daily Balance of the savings account and paid quarterly. Annual Percentage Yield (APY) accurate as of April 1, 2011: this is a promotional rate and may change without notice pursuant to applicable law. No minimum balance needed to open account or obtain the yield. A $5,000 cap applies to funds on deposit in the account. The cap may be exceeded by interest accruing on the funds. Current depositors may maintain a balance in excess of the cap; however, once the balance falls below the cap, the cap then in effect will be applicable. The cap is subject to change. Because savings are withdrawn through the card account, card transaction fees could reduce interest earned on the savings account.

NetSpend Visa Prepaid Cards and NetSpend Prepaid MasterCard cards are issued by The Bancorp Bank, BofI Federal Bank and MetaBank, Members FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted, and pursuant to license by MasterCard International Incorporated, respectively. Please see back of your card for its issuing bank. Cards ordered through this site are issued by MetaBank. NetSpend is a registered agent of The Bancorp Bank, BofI Federal Bank and MetaBank, respectively. NetSpend Prepaid MasterCard cards may be used everywhere Debit MasterCard is accepted. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787.

MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.

All trademarks and brand names belong to their respective owners. Use of these trademarks and brand names do not represent endorsement by or association with this card program. All rights reserved.

© 2014 Total System Services, Inc.®. All rights reserved worldwide. TSYS® and NetSpend are federally registered U.S. service marks of Total System Services, Inc.