The following products/services are licensed from Alexsam, Inc., under one or both of U.S. Patent No. 6,000,608, issued on December 14, 1999 and entitled “Multifunction Card System” and U.S. Patent No. 6,189,787, issued on February 20, 2001 and entitled: “Multifunctional Card System”:

Any product for which Netspend serves as: (i) a processor for the accounts and/or sub-accounts with such product; (ii) a program manager; or (iii) an issuer, or any system or method associated therewith.