The Skylight ONE® Card
A powerful paycard that can help employees meet their goals
The Skylight ONE® Visa® Prepaid Card or Skylight ONE Prepaid Mastercard® can help employees to control their financial well-being,
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Direct Deposit
Employees receive their pay via direct deposit onto a paycard. That can mean no more waiting to cash checks and paying check-cashing fees.
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Use Anywhere
They can use a paycard to shop online, in stores, or anywhere else that Visa debit or Debit Mastercard is accepted.
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Add Money
Some programs allow employers to add cash or checks in person at 130,000+ convenient Reload Locations nationwide.[2]
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Convenient Access
Employees have methods to access 100% of their pay at no cost.
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Get Paid Faster
Employees can get paid up to 2 days faster with Direct Deposit.[3] (Not available on cards issued by Regions Bank.)
Employees can better manage their money
No cost ways for employees to access their funds
Keeping money in employees’ pockets is important to us, and we provide many options for employees to access their funds.
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Over-the-Counter Bank Withdrawals
Walk into any of the 122,000+ Visa or Mastercard member banks nationwide to speak with a teller to withdraw cash.
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Skylight Checks
We provide checks that allow cardholders to walk into the bank that issues the check and withdraw 100% of the balance available in their accounts.[4]
ATM Access
Employees can withdraw cash from ATMs in the MoneyPass or Allpoint Networks all over the country.[5]
Money management tools
How cardholders can keep track of their money and plan for the future
Our industry-leading technology gives employees access and control.
Online Access
From any web browser, employees can log in to the Online Account Center to see their balance and manage their account.
Mobile App
Available on Apple or Android smartphones, the Mobile App lets employees manage their account from the palm of their hand.[6]
[7]Budgeting Tools
Cardholders can create a plan and stick to it with simple budgeting tools.
Save for the future
Cardholders can put money aside for whatever comes their way
With an optional Savings Account, your employees can save money for school, a family vacation, or even a new car. (Not Available on cards issued by Regions Bank.)
- Earn up to 5.00% Annual Percentage Yield (APY).[8]
- No minimum balance required to open a savings account.
More powerful features
Beyond the basics, additional features to improve cardholders’ financial health
The Skylight ONE Card gives cardholders the ability to participate in the digital economy.
Anytime AlertsTM
Employees can enroll to be notified of every transaction with email and text notifications when transactions occur.
Payback RewardsSM
Earn cashback on qualifying everyday purchases at select stores and restaurants all over the country.[9]
Digital Wallet
A paycard can be used with Apple Pay®, Google Pay®, or Samsung Pay® for contactless payments and added security, subject to ID verification.[10]
Money Movement
Transfer money to another bank account, send money to another Skylight ONE Cardholder, or transfer funds with a mobile payment service.
Mobile Check Load
Checks can be loaded to the Skylight ONE Card using a smartphone camera and the Skylight ONE Mobile App.[11]
Paycard support
Our team is ready to help
If cardholders have questions they need answered or issues they need addressed, our dedicated Cardholder Services Team is available. In many cases, our automated system can help address cardholders’ needs in just a couple of minutes!
The Netspend Scholarship Foundation
Cardholders can apply for tuition assistance to attain their goals for the future
The Netspend Scholarship Program aims to provide access to education, skill-building, and resources to help our customers potentially increase their income and improve the quality of their lives.
