The Skylight ONE® Card

A powerful paycard that can help employees meet their goals

The Skylight ONE® Visa® Prepaid Card or Skylight ONE Prepaid Mastercard® can help employees to control their financial well-being,

  • Direct Deposit

    Employees receive their pay via direct deposit onto a paycard. That can mean no more waiting to cash checks and paying check-cashing fees.

  • Use Anywhere

    They can use a paycard to shop online, in stores, or anywhere else that Visa debit or Debit Mastercard is accepted.

  • Add Money

    Some programs allow employers to add cash or checks in person at 130,000+ convenient Reload Locations nationwide.[2]

  • Convenient Access

    Employees have methods to access 100% of their pay at no cost.

  • Get Paid Faster

    Employees can get paid up to 2 days faster with Direct Deposit.[3] (Not available on cards issued by Regions Bank.)

Employees can better manage their money

No cost ways for employees to access their funds

Keeping money in employees’ pockets is important to us, and we provide many options for employees to access their funds.

  • Over-the-Counter Bank Withdrawals

    Walk into any of the 122,000+ Visa or Mastercard member banks nationwide to speak with a teller to withdraw cash.

  • Skylight Checks

    We provide checks that allow cardholders to walk into the bank that issues the check and withdraw 100% of the balance available in their accounts.[4]

ATM Access

Employees can withdraw cash from ATMs in the MoneyPass or Allpoint Networks all over the country.[5]

Money management tools

How cardholders can keep track of their money and plan for the future

Our industry-leading technology gives employees access and control.

  • Online Access

    From any web browser, employees can log in to the Online Account Center to see their balance and manage their account.

  • Mobile App

    Available on Apple or Android smartphones, the Mobile App lets employees manage their account from the palm of their hand.[6]


  • Budgeting Tools

    Cardholders can create a plan and stick to it with simple budgeting tools.

Save for the future

Cardholders can put money aside for whatever comes their way

With an optional Savings Account, your employees can save money for school, a family vacation, or even a new car. (Not Available on cards issued by Regions Bank.)

  • Earn up to 5.00% Annual Percentage Yield (APY).[8]
  • No minimum balance required to open a savings account.

More powerful features

Beyond the basics, additional features to improve cardholders’ financial health

The Skylight ONE Card gives cardholders the ability to participate in the digital economy.

  • Anytime AlertsTM

    Employees can enroll to be notified of every transaction with email and text notifications when transactions occur.

  • Payback RewardsSM

    Earn cashback on qualifying everyday purchases at select stores and restaurants all over the country.[9]

  • Digital Wallet

    A paycard can be used with Apple Pay®, Google Pay®, or Samsung Pay® for contactless payments and added security, subject to ID verification.[10]

  • Money Movement

    Transfer money to another bank account, send money to another Skylight ONE Cardholder, or transfer funds with a mobile payment service.

  • Mobile Check Load

    Checks can be loaded to the Skylight ONE Card using a smartphone camera and the Skylight ONE Mobile App.[11]

Paycard support

Our team is ready to help

If cardholders have questions they need answered or issues they need addressed, our dedicated Cardholder Services Team is available. In many cases, our automated system can help address cardholders’ needs in just a couple of minutes!

The Netspend Scholarship Foundation

Cardholders can apply for tuition assistance to attain their goals for the future

The Netspend Scholarship Program aims to provide access to education, skill-building, and resources to help our customers potentially increase their income and improve the quality of their lives.

Ready to partner with Netspend?

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