December 17, 2019
Going digital has certainly changed the way we listen to music and watch TV, so it should come as no surprise that it’s changed the way we pay for things too. Now you can make purchases using what’s called your digital wallet. And don’t worry, if you’re not really sure what a digital wallet is or how to use it, we’ll get to all that and more.
What is your Digital Wallet?
A digital wallet is a way to pay for things at a store with your phone instead of swiping a card. The app stores a digital version of whatever credit, debit, or prepaid card you choose to include. All you have to do is open the app on your phone, either take a photo of your card or enter it manually, and it gets stored within the app. Depending on what kind of phone you have you will pay using Apple Pay.1 Look for these logos at checkout:
The ability to pay with your digital wallet is dependent on the merchant, but even if you don’t see the logos some merchants will still let you use it.
How to Use It
The next time you’re at checkout and ready to pay all you need to do is go into your digital wallet app, then hold your phone up to the terminal. That’s it! No more digging around for your wallet, finding your card, and swiping. That means if you forget your wallet at home, you can just pay with your phone instead!
Why Use It
Here are two good reasons: it’s convenient and secure.
Apple Pay, Google Pay, and Samsung Pay all offer the same level of security that you get when you swipe your card or use a chip reader, but there’s the added bonus of not having to take your card out at the register. That means you’re less likely to accidentally drop it or that it could be skimmed by criminals. On top of that, your digital wallet is authenticated by your fingerprint, face scan, or passcode, so only you should be able to use it.
Your digital wallet is an excellent way to pay, so why not give it a try?
1. No charge for this service, but your wireless carrier may charge for messages or data.
Apple and Apple Pay are trademarks of Apple Inc. A list of compatible Apple Pay devices can be found here, https://support.apple.com/en-us/HT208531.
Google Pay is a trademark of Google LLC.
Samsung and Samsung Pay are registered trademarks of Samsung Electronics Co., Ltd.