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With the holiday season upon us, most U.S. consumers are creating gift lists and hitting the store aisles. However, this time of year proves more financially challenging than cheerful for a significant portion of the population. Despite economic growth and the availability of online financial services, nearly 27% of U.S. households remain unbanked or underbanked, […]
Learn • News & Trends • Security
Phishing, Nigerian letter fraud, and ransomware are scamming tactics that have been used for years, but they’re capturing new victims through an ever-increasing degree of sophistication. This year, phishing – an attempt to get your sensitive information through seemingly trustworthy electronic communications – accounted for 90% of all data breaches, having grown by 65% in […]
The prevalence of income volatility may surprise most Americans. But, with the gig economy expanding and self-employment rates increasing, a larger, more diverse group of people are experiencing frequent changes in income. May 29, 2019 — More Americans are grappling with unpredictable incomes. What’s more, they’re doing so without additional support from employers or the […]
To Our Customers: This year, we celebrate 20 years of business at Netspend. In reaching this milestone anniversary, we reflect on our 20 years of providing individuals, and families, with safe, convenient and practical financial options. Some of you have been with us since the beginning, and some of you have only recently joined our […]
Build • News & Trends • Small Business
“Small business” means different things to different people. It may be a side business or side hustle that grew out of a passion or hobby. Some people make crafts or do consulting work for extra income, but also have a full-time job. Some small business owners are self-employed with a full-time job or home business, […]
Often when people think of prepaid card holders, the unbanked and underbanked of America, they think of lower income households. It’s a long-held belief that to save you have to rely on traditional banking, but millennials are looking to disrupt the system. In fact, according to Business Insider, the two youngest adult generations in the […]
You never really know someone until you walk around in their shoes. That’s why every December, instead of throwing a holiday party for ourselves, we ask every employee to go out and walk in the shoes of our customers. Its part scavenger hunt, part pay it forward, all teamwork and empathy. We call it Community […]
It’s hard to believe that it’s been five years. I’ve learned a lot in my time here. The most important thing that I have learned is that it’s all about you, our customers. I ask my team every day, “What customer problem are we solving?” We stay focused on you, your needs, and your goals […]