Your NetSpend Prepaid Debit Card is your ticket to a faster, hassle-free way to manage your money.

Activate Your Card

You must activate your card before you can add money and start making purchases.1

Add Money

  • No-Cost Direct Deposit

    Gain faster access to your money when you have your paycheck, government benefits, tax refund, or other regular payment automatically deposited into your account with our direct deposit service. Learn more about Direct Deposit.

  • The NetSpend Reload Network

    Load cash or the proceeds of cashed checks at any of more than 130,000 convenient partner locations in the U.S. Visit www.loadnetspend.com to find locations near you or text2 any ZIP code to 22622 and we'll send details about the nearest locations to your mobile phone. There may be a cost associated with adding money at partner locations; fees vary from location to location.

    Purchase a reload pack - Look for a NetSpend Reload Pack on the prepaid services display at thousands of grocery, pharmacy and convenience store locations in the U.S. Just take it off the rack, pay the checkout clerk (load amount plus purchase fee), then complete the load by phone or online.

  • Transfer money

    Transfer money online from a PayPal account at no-cost, or from a bank account (Fees may apply. See the Fee Schedule in your Cardholder Agreement).

    Send money instantly from another NetSpend account. It's free when you do it online, using our Mobile App or through our text message service (remember, your carrier may charge you for messages). There is a fee for this service when you ask a Customer Service agent to assist. See your Cardholder Agreement for details.

Live Life

  • Enjoy the power of plastic. - Make purchases everywhere Visa debit cards are accepted or everywhere Debit MasterCard is accepted, including online, over the phone and at ATMs worldwide.
  • Access your money 24/7. - View your transaction history, pay bills, check your balance, manage budgeting tools, enroll in features and more at your secure online Account Center.
  • Track your account on the go with Anytime Alerts. After you activate your card, sign up to receive text and/or e-mail messages with your updated balance after every transaction or deposit or both. You'll be able to get other account info on demand by texting us at 22622. This is a free service but your carrier may charge you for messages. 2
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Use NetSpend On

FDIC MasterCard VISA Click for the Business Review of prepaid debit card provider, NetSpend Corporation.

1) IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW CARD ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see a copy of your driver's license or other identifying documents.

2) Anytime Alerts service requirements: 1. You must have text messaging enabled on your phone. 2. Standard rates apply-check with your cell phone provider.

NetSpend Visa Prepaid Debit Cards issuers include The Bancorp Bank, BofI Federal Bank and MetaBank, Members FDIC, pursuant to a license from Visa U.S.A. Inc. NetSpend Prepaid Debit MasterCard issuers include The Bancorp Bank, BofI Federal Bank and MetaBank, Members FDIC, pursuant to license by MasterCard International Incorporated. Please see the back of your card for issuing bank. Visa Cards may be used everywhere Visa debit cards are accepted. MasterCard Cards may be used everywhere Debit MasterCard is accpeted. NetSpend is an authorized Independent Sales Organization of The Bancorp Bank, BofI Federal Bank and MetaBank. Use of card subject to funds availability.

MasterCard and the MasterCard brand mark are registered trademarks of MasterCard International Incorporated.

All other trademarks and service marks belong to their respective owners.

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