WELCOME TO NETSPEND!

The NetSpend Prepaid Debit Card offer you received in the mail is your ticket to a faster, hassle-free way to manage your money.

  • No finance charges
  • No credit card debt
  • No minimum balance
  • No credit check1
  • No late fees
  • No surprises!

Activate Your Card

You must activate your card before you can add money and start making purchases.


Add Money

  • Free Direct Deposit - Gain faster access to your money when you have your paycheck, government benefits, tax refund or other regular payment automatically deposited into your account with our free direct deposit service. Learn more about Direct Deposit.
  • Transfer money - Transfer money online from an existing bank account, PayPal™ account or another NetSpend account for free.
  • Load cash or checks - Load cash or checks at one of our 100,000 convenient partner locations nationwide. Visit www.loadnetspend.com/ to find locations near you or text your zip code to 22622 to receive the nearest location via mobile phone.

Live Life

  • Enjoy the power of plastic. - Make purchases everywhere debit Visa or MasterCard is accepted, including online, over the phone and at ATMs worldwide.
  • Access your money 24/7. - Get your balance, view transaction history, pay bills by logging into the online Account Center - also enjoy many of these services via your mobile phone or email with Anytime Alerts.2
  • Upgrade to the NetSpend Premier® for our best level of services. - NetSpend Premier is offered to direct deposit cardholders at NO additional cost if you have a minimum of $500 direct deposited to your card in any one calendar month. With NetSpend Premier, you get unmatched features and benefits like faster access to your paycheck, our best pricing, and we'll cover you for free when you're up to $10 short on a purchase. Learn more about NetSpend Premier®
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FDIC MasterCard VISA Click for the Business Review of prepaid debit card provider, NetSpend Corporation.

1 The USA PATRIOT Act is a federal law that requires all financial institutions to obtain, verify, and record information that identifies each person who opens an Account. You will be asked to provide your name, address, date of birth, and other information that will allow us to identify you. You may also be asked to provide documentation and proof identification.

2 Anytime Alerts service requirements: 1. You must have text messaging enabled on your phone. 2. Standard rates apply-check with your cell phone provider.

NetSpend Visa Prepaid Debit Cards and NetSpend Prepaid Debit MasterCard cards are issued by The Bancorp Bank, BofI Federal Bank and MetaBank™, Members FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted, and pursuant to license by MasterCard International Incorporated, respectively. Please see back of your card for its issuing bank. Cards ordered through this site are issued by MetaBank. NetSpend is an authorized Independent Sales Organization of The Bancorp Bank, BofI Federal Bank and MetaBank, respectively. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787.

MasterCard and the MasterCard brand mark are registered trademarks of MasterCard International Incorporated. NetSpend, NetSpend Premier, Anytime Alerts, Pay-As-You-Go, and FeeAdvantage are service marks of NetSpend Corporation.

All other trademarks and service marks belong to their respective owners.

© 2014 Total System Services, Inc.®. All rights reserved worldwide. TSYS® and NetSpend are federally registered U.S. service marks of Total System Services, Inc.