WELCOME TO NETSPEND!
The NetSpend Prepaid Debit Card offer you received in the mail is your ticket to a faster, hassle-free way to manage your money.
- No finance charges
- No credit card debt
- No minimum balance
- No credit check1
- No late fees
- No surprises!
Activate Your Card
You must activate your card before you can add money and start making purchases.
- Free Direct Deposit - Gain faster access to your money when you have your paycheck, government benefits, tax refund or other regular payment automatically deposited into your account with our free direct deposit service. Learn more about Direct Deposit.
- Transfer money - Transfer money online from an existing bank account, PayPal™ account or another NetSpend account for free.
- Load cash or checks - Load cash or checks at one of our 100,000 convenient partner locations nationwide. Visit www.loadnetspend.com/ to find locations near you or text your zip code to 22622 to receive the nearest location via mobile phone.
- Enjoy the power of plastic. - Make purchases everywhere debit Visa or MasterCard is accepted, including online, over the phone and at ATMs worldwide.
- Access your money 24/7. - Get your balance, view transaction history, pay bills by logging into the online Account Center - also enjoy many of these services via your mobile phone or email with Anytime Alerts™.2
- Upgrade to the NetSpend Premier® for our best level of services. - NetSpend Premier is offered to direct deposit cardholders at NO additional cost if you have a minimum of $500 direct deposited to your card in any one calendar month. With NetSpend Premier, you get unmatched features and benefits like faster access to your paycheck, our best pricing, and we'll cover you for free when you're up to $10 short on a purchase. Learn more about NetSpend Premier®