The NetSpend Prepaid Debit Card offer you received in the mail is your ticket to a faster, hassle-free way to manage your money.

  • No finance charges
  • No credit card debt
  • No minimum balance
  • No credit check1
  • No late fees
  • No surprises!

Activate Your Card

You must activate your card before you can add money and start making purchases.

Add Money

  • Free Direct Deposit - Gain faster access to your money when you have your paycheck, government benefits, tax refund or other regular payment automatically deposited into your account with our free direct deposit service. Learn more about Direct Deposit.
  • Transfer money - Transfer money online from an existing bank account, PayPal™ account or another NetSpend account for free.
  • Load cash or checks - Load cash or checks at one of our 100,000 convenient partner locations nationwide. Visit www.loadnetspend.com/ to find locations near you or text your zip code to 22622 to receive the nearest location via mobile phone.

Live Life

  • Enjoy the power of plastic. - Make purchases everywhere debit Visa or MasterCard is accepted, including online, over the phone and at ATMs worldwide.
  • Access your money 24/7. - Get your balance, view transaction history, pay bills by logging into the online Account Center - also enjoy many of these services via your mobile phone or email with Anytime Alerts.2
  • Upgrade to the NetSpend Premier® for our best level of services. - NetSpend Premier is offered to direct deposit cardholders at NO additional cost if you have a minimum of $500 direct deposited to your card in any one calendar month. With NetSpend Premier, you get unmatched features and benefits like faster access to your paycheck, our best pricing, and we'll cover you for free when you're up to $10 short on a purchase. Learn more about NetSpend Premier®

our app7

Apple App Store Google Play Store

With Us

Google Plus LinkedIn YouTube
FDIC MasterCard VISA Click for the Business Review of prepaid debit card provider, NetSpend Corporation.

1 IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW CARD ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see a copy of your driver's license or other identifying documents.

In accordance with federal regulations, until it is activated and registered, a prepaid card is subject to initial load limitations, may not be used for ATM use, international transactions or account-to-account transfers, or be reloaded. Residents of the State of Vermont are ineligible to open a Card Account.

2 Anytime Alerts service requirements: 1. You must have text messaging enabled on your phone. 2. Standard rates apply-check with your cell phone provider.

The NetSpend Visa Prepaid Card is issued by The Bancorp Bank, BofI Federal Bank, MetaBank, and Republic Bank & Trust Company pursuant to a license from Visa U.S.A. Inc. The NetSpend Prepaid MasterCard is issued by The Bancorp Bank, BofI Federal Bank, MetaBank, and Republic Bank & Trust Company pursuant to license by MasterCard International Incorporated. The Bancorp Bank, BofI Federal Bank, MetaBank, and Republic Bank & Trust Company; Members FDIC. Please see back of your Card for its issuing bank. NetSpend, a TSYS® Company, is a registered agent of The Bancorp Bank, BofI Federal Bank, MetaBank, and Republic Bank & Trust Company. The NetSpend Visa Prepaid Card may be used everywhere Visa debit cards are accepted. The NetSpend Prepaid MasterCard may be used everywhere Debit MasterCard is accepted. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Use of the Card Account is subject to funds availability and ID verification. Transaction fees, terms and conditions apply to the use and reloading of the Card Account. See Cardholder Agreement for details.

MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.

All trademarks and brand names belong to their respective owners. Use of these trademarks and brand names do not represent endorsement by or association with this card program. All rights reserved.

© 2016 Total System Services, Inc.®. All rights reserved worldwide. TSYS® and NetSpend are federally registered U.S. service marks of Total System Services, Inc.